Once again, "Republican senators floated a proposal toxic to Democrats: scrapping the Affordable Care Act (ACA), known as Obamacare." They want to replace Obamacare with no plan.

They are proposing ACA "subsidies to be replaced by health savings accounts."

Elizabeth Warren, the Massachusetts Democrat, shared an alarmed response to Trump’s proposal from Larry Levitt, the executive vice-president for health policy at the Kaiser Family Foundation, who wrote on social media: “You have to read between the lines here to imagine what President Trump is proposing. But, it sounds like it could be a plan for health accounts that could be used for insurance that doesn’t cover pre-existing conditions, which could create a death spiral in ACA plans that do.”

“In other words, Donald Trump’s ‘concept of a plan’ for health care is another cynical attempt to repeal Obamacare,” Warren commented. “It’s the same failed Republican plan that’s been rejected by voters and Congress. We can lower costs and open the government TODAY by extending ACA tax credits.”

Beware. As I said before, we had trouble getting individual health insurance in Tennessee after moving here from Florida. No insurance company would sell us an individual policy. Luckily for us, we have a small business with two or more employees and were able to obtain health insurance through the business. "How many people in the State of Tennessee were unable to purchase individual health insurance until the passing of the Affordable Care Act? How many people were unable to get the healthcare they needed since they did not have health insurance? Do you have any idea of the pent up demand in Tennessee since individual health insurance policies were unavailable until recently? Do you really care? I don't think so."

Money in a health savings account does not guarantee you will get health insurance. Money in a health savings account will not cover the costs of major health issues. That's why you have insurance.