Two U.S. senators (one a Republican, one a Democrat) are proposing an additional method for investing Social Security funds. Currently, "Social Security is funded through payroll taxes and the Social Security Trust Fund — which is invested exclusively in U.S. government bonds..."

They"propose creating an additional investment fund — in parallel to the trust fund, not replacing it — that would be invested in stocks, bonds and other investments that generate a higher rate of return."

What could go wrong? As many commenters said, lift the cap on earnings taxed for Social Security. The current cap is $176,100. Doesn't this indicate the wealthier of us benefit from this cap? Otherwise, it would be scary if someone in the current administration determined how our Social Security funds were invested. Uninsured stocks? Bitcoin? Trump bibles, phones, watches?