And as out of line as Wilson outburst was he spoke the truth. Obama like all recent past POTUS have lied to us.

I smiled when Obama said the illegals wouldn't be covered and it wouldn't cost any more than we spend now. I thought it was a little white lie. He does it all the time. What is the big deal?

On illegal immigrants and health care:

Many Illegal Aliens were signed up by the Army and served in Iraq.

Republican Immigrant Outreach Program.

We will let you die for America, but we will not save your life in America.

How sick is that?

"The reforms I’m proposing would not apply to those who are here illegally"

here you go, have some of this, some more (with action photo), and you will have that as well.

What were the two words "you lie" worth to Joe "it ain't so" Wilson's 2010 opponent Rob Miller? About $350,000 EACH and counting. It wouldn't be possible without ActBlue, and some cash is all it takes to make sure you're there the next time a Republican does something stupid.

[UPDATE] Rob Miller says "Thanks a Million!" at Daily Kos (a little presumptive at $852,717 currently) and promises adult representation for the Second Congressional District of South Carolina.

[UPDATE 2] Andrea Nill goes wonky apeshit with links about "The Nativists Behind The Man Who Called Obama A Liar"

continued...


YOU LIE!

Factchecker's picture

Just sayin'

Can't help but wonder about the expressions on the faces of those on either side of Wilson, in the Time magazine photo. Do they look surprised at the outburst? Or do they look more like, "YEAHHHHHH!!!!!!!!!!!"?

gonzone's picture

wellll

It never occurred to me that one needed to fact check such an obvious lie.

Even if Rush and Beck and every teabagger around thinks it MUST be true.

"If ignorance is bliss, why aren't more people happy?"

Tamara Shepherd's picture

Fact checkin'...

It never occurred to me that one needed to fact check such an obvious lie.

Gonzone, buddy, we need to “fact check” everything if we want this puppy to pass, but damned if that isn’t turning out to be a chore for us amateurs…

Brant, I think you're right that Obama's speech Wednesday night centered on the bill he'd like to see adopted. He was not, I didn’t think, plugging HR 3200 specifically. As you point out, that leaves us unable to “fact check" the assertions he made about this as-yet unwritten bill.

However, in cross-referencing the text of HR 3200 against all those bill section numbers and/or bill page numbers appearing in this week’s coverage on the Wilson outburst, it’s clear that Wilson's objection was specific to HR 3200.

So the two men really are commenting on two different pieces of legislation, present and future.

I'm thinking since Wilson voiced a concern for loopholes in the stagnant HR 3200, AND since HR 3200 could be resuscitated, AND since accusations of similar loopholes could arise in any other bill introduced, too…it makes sense to go over HR 3200 pretty closely?

To that end, Up Goose Creek, Wilson appears to be correct that HR 3200 would allow illegal immigrants to purchase insurance through the “national health insurance exchange,” including any “public option” coverage that would become available through that "exchange." The PolitiFact.com piece Eric linked confirms it, and they cite a Congressional Research Report from August that confirms it, too.

However, the PolitiFact piece also points out 1) illegal immigrants can presently purchase private health insurance directly at the same rates everyone else pays, and 2) if they instead chose to purchase either private coverage or the “public option” coverage through the “exchange,” they would still pay the same rates everyone else participating in the “exchange” pays.

Of course, Obama has assured us that any “public option” provision in the bill he’d like to see passed would be self-sustaining, as in costs of coverage would be fully covered by participants’ cost of premiums. I haven’t been able to confirm whether HR 3200 offers taxpayers the specific assurance that the “public option” will be self-sustaining. (Anybody?)

As it relates to HR 3200, then, the matter of illegal immigrants buying private coverage through the “exchange” is a non-issue. I suppose the matter of illegal immigrants buying “public option” coverage through the “exchange” is an issue only if that “public option” component is not self-sustaining and instead turns out to be subsidized by taxpayer monies?

Meanwhile, several of the articles Eric linked cite prohibitions against illegal immigrants utilizing “affordability credits.” (Do these flow through our personal income tax returns, or what?) Per those citations, I was able to find two such prohibitions in HR 3200 at page 132, Section 242 and at page 143, Section 246.

The PolitiFacts piece Eric linked, though, in turn links a response they received from Federation for American Immigration Reform (FAIR), which PolitiFacts commends as quite thorough. FAIR objects that although HR 3200 prohibits illegal immigrants from claiming “affordability credits,” it contains no device for enforcing that prohibition.

We’ve already read about Congress rejecting two amendments that might have outlined enforcement provisions for collecting the “affordability credit,” FAIR cites some good enforcement provisions the Feds used to oversee those stimulus rebates last year, and I also read somewhere (?) that Medicaid’s enforcement provisions for barring illegal immigrants, a recent enhancement, are quite explicit. Sarge, to answer your question, HR 3200 doesn't even call for applicants' self-attestation of legal residency, absent any verification. I’m wondering, then, why Congress rejected both of those amendments?

In a final objection I’d heard nothing about previously, FAIR cites an ambiguous phrase in HR 3200 relating to the “affordability credit.” Per their reference, I found it at page 133, Section 242(a)(2). It states “members of the same family shall be treated as a single affordable credit individual eligible…,” so they question whether a single legal immigrant in a family of illegal immigrants could entitle all family members to utilize the “affordability credit.” It sounded like a reasonable question to me?

In my (un)professional opinion, I’m starting to think there are enough omissions and ambiguities in HR 3200 that Obama would be wise to avoid regurgitating them in any new bill he should promote.

EricLykins's picture

Tamara,

I like you. That statement is probably my first public piece of commentary concerning the inner politics of KnoxViewers which I have so far avoided because at times it seems soooo early 00's chat room (like the blab where everyone loves a cynic). I have the privilege of not personally knowing most of you which has heretofore given me an unallianced, unbiased existence, but I'm not afraid to go out on that limb to thank you for your uncompensated productivity and say once again, I like you.

R. Neal's picture

Of course, Obama has assured

Of course, Obama has assured us that any “public option” provision in the bill he’d like to see passed would be self-sustaining, as in costs of coverage would be fully covered by participants’ cost of premiums. I haven’t been able to confirm whether HR 3200 offers taxpayers the specific assurance that the “public option” will be self-sustaining. (Anybody?)

HR3200: The House plan for health care reform | KnoxViews

Public Option:
• Available only through the exchange.
• Meets requirements of exchange basic, enhanced and premium plans.
• Government may outsource administration, but not risk.
• Geographically adjusted premiums that fully finance health benefits and administrative costs.
• Provider payment rates same as Medicare plus 5% for the first three years.
• Payment rates for prescription drugs will be negotiated.
• Provider network is the same as Medicare unless provider opts out of public option.

Tamara Shepherd's picture

Eureka!

I asked: "I haven’t been able to confirm whether HR 3200 offers taxpayers the specific assurance that the “public option” will be self-sustaining. (Anybody?)"

RNeal answered (from the Bill Summary for HR3200):

Public Option:
• Available only through the exchange.
• Meets requirements of exchange basic, enhanced and premium plans.
• Government may outsource administration, but not risk.
Geographically adjusted premiums that fully finance health benefits and administrative costs.
• Provider payment rates same as Medicare plus 5% for the first three years.
• Payment rates for prescription drugs will be negotiated.
• Provider network is the same as Medicare unless provider opts out of public option.

Eureka (and thanks)! HR 3200 DOES establish a self-sustaining "public option" already!

Then illegals' buying private insurance outside the exchange costs taxpayers nothing, illegals' buying private insurance inside the exchange costs taxpayers nothing, AND illegals' buying "public option" coverage inside the exchange also costs taxpayers nothing--because the "public option" is self-sustaining.

So why weren't Dems immediately squashing this objection? Why weren't we citing references to the applicable page and section number(s) in the bill?

(Do you happen to know those page and section numbers, BTW?)

(Oh...and I haven't made any progress answering my own questions on those "affordability credits." My son took over my computer for a couple of hours. Anybody else trudging through that stuff?)

BrantWW's picture

Again thanks

Hats off to you and R Neal.

If somehow the president, his dog, or whoever can put together a system that does what the president outlined in his speech, I am all in -

However, I am still skeptical.

I would prefer to be less suspicious of government and the people in Washington and might be if these words weren't so true:

A government that is big enough to give you all you want is big enough to take it all away. ~ Barry Goldwater

BrantWW's picture

As there is no Obama plan

And the president has never given reason to doubt his word, we should believe that illegal aliens will not be a part of his plan.

Since the white house has presented no plan, Obama could not possibly be lying, right?

The proof won't come for a bit but it will down the road.

However, I am concerned how the to be announced Obama plan will stop illegal aliens from going to emergency rooms for taxpayer funded or insured patient subsidized services like they do now?

So far no plan excludes illegals and two motions to do so were defeated in committee. Maybe this is what is causing the confusion.

WhitesCreek's picture

You perpetuate myths, Brant

You are as bad as Joe Wilson, only Wilson has gotten hundreds of thousands of dollars from insurance and healthcare interests for his troubles and you've gotten nothing but a twisted ideology.

What cruel person would refuse emergency care to a human being?

You parse yourself into nonsense, while refusing to accept that the bills in both houses contain exclusions for illegal aliens.

GaryPoo's picture

and still...

no word as to how this monster will be paid for? Obama is going to wave his magic wand and everything will be okay.

I have an idea! The WhitesCreek Foundation to pay for illegal aliens healthcare fund.

GaryPoo's picture

If people already have and

If people already have and are paying for health insurance why do we need obama to take over the system? Typical libs...want it but have no idea how to get it; y'all do know how to give it away. What an incentive.

and by the way, premiums will not begin to cover the cost. NEXT!!!!!!!!

gonzone's picture

If I must

If you insist on knowing the "great liberal secret" of how this will be paid for, then I'm volunteering to step forward and explain it to you. But only if you will quit asking after this.

We're gonna sell your momma on the street corner. Every day, all day long.

Since it's a secret I have to insist you do not spread this around, OK?

And if you don't believe me, try researching it for yourself instead of listening to Rush, Beck, Sean, and the other lying partisan nuts. It really does skew your vision of reality if you believe liars and it may be hard for you to go cold turkey but the truth is out there if you really want it.

"If ignorance is bliss, why aren't more people happy?"

rikki's picture

intellectual peekaboo

no word as to how this monster will be paid for

It's cute how conservatives think their ignorance of a concept or idea equates to its absence.

BrantWW's picture

Has the creek gone dry?

WC, has your creek gone dry?

Your insecurity over your beliefs appears to cause you to be incapable of reading a post without reading “into” the post. How sad it must be to be so insular and intolerant of other's ideas and viewpoints. To live with such a dim and narrow worldview must be depressing.

That said, what in my post did you find "twisted ideology"?

Unlike Congressman Wilson, I did not call President Obama a liar - I said that it is impossible for him to lie about a plan that at this moment is ethereal - not yet committed to paper.

Of course, it would be cruel to deny care to those in need (as I have alluded in two prior posts) and I hope and believe that no one, much less the president is proposing such a monstrous act.

That we are too great a people to do such a cruel thing is why the president saying illegal aliens would not be covered confuses some.

However, this doesn’t mean the president is lying.

To me it says that while it is a given they will still be treated as they are now, the president means illegals will not automatically be covered by his "pubic option" (There are also those who claim that our reform efforts would insure illegal immigrants. This, too, is false. The reforms -- the reforms I'm proposing would not apply to those who are here illegally")

Perhaps a difference will be that insured people won't be picking up the tab through inflated premium payments. Perhaps the government will begin picking up more of the tab so that the cost spreads to all taxpayers rather to those paying for insurance. Or perhaps there will be no illegal aliens by the time the reforms take place (immigration amnesty).

Moreover, if for one moment you could set aside your personal prejudice, you would see how the president's statement that illegals will not be covered might be challenged or questioned, but as I said above this doesn't mean the president lied.

I am sure as details of the Obama plan emerge this will be clarified for as the president said, "there remain some significant details to be ironed out..."

Finally, I am not excusing Congressman Wilson’s behavior but it may be that as a critic of current reform measures he took offense to the fact that just moments before he was called a liar by the president.*

Overall, I hope we can all agree that it was a sad day when two of the highest elected officials in our land resorted to name calling and finger pointing to the extent that in a joint session of Congress, the president called his opponents liars* and one of those opponents calls the president a liar.

To borrow the words of British Minister John Major: “Weak! Weak! Weak!"

Finally, WC, what myths and please link to the passages in the house bills that exclude illegal aliens, I have been as yet unable to find them.

However it really does not matter what is or is not in the current bills because the president was announcing a new plan. Clearly he was not talking about the bills being written in the House and Senate - "The plan I'm announcing tonight..."

-----------------------
* The best example is the claim made not just by radio and cable talk show hosts, but by prominent politicians, that we plan to set up panels of bureaucrats with the power to kill off senior citizens. Now, such a charge would be laughable if it weren't so cynical and irresponsible. It is a lie, plain and simple.

There are also those who claim that our reform efforts would insure illegal immigrants. This, too, is false. The reforms -- the reforms I'm proposing would not apply to those who are here illegally. (link...)

rikki's picture

what myths and please link

what myths and please link to the passages in the house bills that exclude illegal aliens, I have been as yet unable to find them

Try clicking on the links in Eric's post, douchebag. There are at least four links providing just what you say you can't find. You might want to spend a little time pondering your inability to find things that are right in front of your face. While you are at it, consider how your credibility suffers as you ask for things already given.

BrantWW's picture

Eric's post -

Did not link to any of the bills underconsideration - only to stories about those bills. I'm seeking the actual wording of the bills that says illegal aliens will not be covered by the public option in the same way as citizens (not saying I am looking to exclude illegal aliens from any and all healthcare in this county.)

gonzone's picture

Well then

First, my happiness is in no way related to my ignorance (in response to your earlier almost-clever remark), is yours?

Second, it would be helpful if Your Genius would be a bit more specific. Which health care bill in particular do you wish to peruse? After that, it's really simple to Google it and then do a text search. I already know, but it's a big liberal secret so I can't share it with you.

"If ignorance is bliss, why aren't more people happy?"

BrantWW's picture

Thanks

You folks are the first ever to call me Genius (I didn't claim the title it was confered upon me in an earlier post - I just acknowledge the possibility). However, it does feel good (at least better than douche bag). However, as I post under my actual name, feel free to call me Brant (unless of course name-calling makes you feel superior in which case fire away...)

On the issue of research, I thought one was supposed to back up their claims of fact with links, etc. I often don't back up statements of my personal opinion or issues that most have accepted as part of our general knowledge base. However, facts that are at issue and are not settled should be backed up. And some facts should be backed up with source documentation not second hand links. I would think the claim that the health care bills specifically exclude illegal aliens is very much unsettled (unless you only read opinion pieced that support you own opinion).

Since Erik and others make the claim the the hearth care reform bills exclude aliens, why do I have to prove it? Seems to me that the one making the claim should provide the evidence to support the "facts" they present.

The reason I suspect that no one here has linked to the actual bills is that such a link to the original language would show that the bill that actually precludes illegal’s has no provision to allow hospitals and/or doctors to ascertain who is and who is not a citizen. Such provisions were expressly taken out of the bill.

Sounds like government double-speak or if you will, a Catch 22.

gonzone's picture

Brant

We are not your paid professors nor your local paid media.
We're a kind of "do-it yourself" self educated bunch around here when it comes to political issues of the day.
Sometimes we're the recipient, other times we're the provider.
That's why I recommend you do your own research and report back what you find out to us.
Don't expect a free lunch just because you show up.

For example, do you seriously NOT know how to find these bills, read them, and provide links to them for everyone here?
If you're genuinely interested in the subject that seems a trivial bit of work for YOU to perform instead of complaining as to why no one else has done it for you.

"If ignorance is bliss, why aren't more people happy?"

BrantWW's picture

Gonzone

It sounds like you are saying that I and other conservatives should not expect to learn anything from the progressives on this site…. I hope not.

You are correct that there are no free rides and I am not looking for one. My only excuse this time is that the only other blog site I have ever posted to is Roaneviews. There the moderator allows no reference to any source of information that is not ultra liberal / progressive. He will not allow any deviation from his point of view (progressive always good, conservative always bad) and all data sources other than his own are bunked and labeled invalid.

After the Roaneviews experience, I was leery of posting what I thought to be true. I can only imagine the scorching I would have received had I "reported back" that my research had shown me that illegal aliens were not excluded. Thus, I asked questions and asked that posters' link to the data supporting the claim that illegals were already excluded (the links they had provided were secondary). Rather than throwing down a gauntlet, I asked the posters to "show their work" - show me how they came to their conclusions.

Several on the site booed and hissed but by asking questions and listening to the answers, I saw material presented to support a different perspective from mine and I learned a few things. Thank goodness for Tamara, who really stepped up.

As it, turns out both sides were correct on this issue - two readings of the same material could lead to different conclusions. The bottom line was pretty much what I posted earlier that technically the president did not lie and technically the main bill not exclude undocumented aliens.

Do you honestly believe this would have come out on this site if I had come across as the typical conservative looking for a fight, posting only what my own research had shown me? One need look no farther that WC's response to my post to see what that outcome would have been.

Bottom line I hope some progressive folks will rethink their beliefs about conservatives – some of us are willing to listen and learn.

gonzone's picture

Sure

If you are soliciting opinions, that is fine, but that does not correlate to asking for links to substantiate each and every opinion stated. That's your job. And you CAN contribute, don't just eat but feed too.
So long as you act in good faith, I think you will find much common ground and make friends here.

And as for labels of progressive, conservative, etc., I consider those to be very misplaced mos times. Hell, in following the teachings of Jesus I would be considered a raging socialist politically. But like everyone else, I'm not that label, nor any other, but a mixture.

"If ignorance is bliss, why aren't more people happy?"

Tamara Shepherd's picture

Don't start suckin' face just yet, guys...

...once we're past citizenship verification, we've gotta wade through abortion and tort reform.

Deep breath...

BrantWW's picture

Slap! I couldda had a V-8!

Abortion - I will keep my opinion to myself as it is and should be a personal matter besides anything I could say in as far as taking sides would be hypocritical.

Tort reform I'll study up on. However, didn't the president say it is not a high priority at this time - demonstration projects only.

gonzone's picture

really.

Sucking face. :-)
You are correct there are many "difficult" issues to address.

Myself, I think they are quite simple, if only we could get people to quit listening to the liars and haters like Rush and Beck and Sean, etc. ...

"If ignorance is bliss, why aren't more people happy?"

BrantWW's picture

All I can do is try.

And try I will.

Tamara Shepherd's picture

On the subject of those mandatory abortions...

I asked MDW just recently what happens if maybe we don't have a uterous, and s/he is pretty sure that the Obama administration will provide one.

You know, "to each according to his needs" and all that...

BrantWW's picture

Ignorance is bliss

Well, to be honest I am at times amused by my own ignorance and in no way am I insulted when others expose my ignorance.

I even enjoy a good laugh at my own expense (something I seem to have in common with many at KV.)

Fortunately ignorance can be overcome which is why I am here - trying to overcome ignorance.

And yes, I am happy – perhaps in part because I am able to acknowledge my many shortcomings.

BrantWW's picture

I see your point

I see your point. Many people cannot abide honesty in government. They prefer pretense over reality and show over substance.

Sarge's picture

How will the exclusions for

How will the exclusions for illegal aliens work?

Profile based racial characteristics, all in the eyes of the beholder.

Fill out forms declaring that you are an American citizen, whether it is true or not.

What happens to someone who LIE, put them in jail with room/board and medical care?

I could go on, but I'll look at comments by others.

gonzone's picture

easy

If they look or talk differently, then assume they are liars and illegal aliens and shoot them on the spot. No more need for health care.

But get ready to pick you own damn tomatoes!

Alternatively, we could follow the examples outlined in the Bible and not treat the alien or stranger any differently than we do our family, friends, and neighbors. Of course this means ignoring the haters who want to blame all the problems of the world on those who are different than themselves.

"If ignorance is bliss, why aren't more people happy?"

BrantWW's picture

Wouldn't it be easier

Rather than worrying about who is and who isn't eligible for US taxpayer funded healthcare, wouldn't it be easier (and more compassionate) to set up booths on our boarders and issue health care cards upon entry.

gonzone's picture

huh

Tell that to our esteemed senator from Oklahoma.

But realistically, basic health care insurance for everyone, even illegals, is the cheapest route.

And it's borders, not boarders. Spell check can't get that one. Don't worry, I have dyslexic fingers.

"If ignorance is bliss, why aren't more people happy?"

BrantWW's picture

Oops, I caught the boarder border

but only after posting and could not edit.

All I can say is that we are in a pickle and something must be done about health care. I don't like the all-government-all-the-time approach, but as many are saying, maybe it would be better than the current system.

To be honest I don't know who to believe. For every doctor, expert, etc. who says the plan is a good one there are an equal number who say it is not.

Then one finds out most of these experts have a horse in the race (as in personal interest) or an ax to grind.

gonzone's picture

OK

Sounds like you're here to develop your bullshit filter.
If so, welcome!
Such is truly a worthy undertaking and more need to take the same journey.

Remember most of the work is up to you, not others.

Even axe grinders may have valid points and there is no truly unbiased opinion so at times the filter must work harder than other times. Knowing and recognizing the bias is often enough as there is no convincing a person they are wrong when their paycheck depends on the opposite.

"If ignorance is bliss, why aren't more people happy?"

cooperhawk's picture

So which is it? Shoot them

So which is it? Shoot them on the spot or follow the examples outlined in the Bible? If it's the former, do we shoot all liars (which if that were so, there wouldn't be anyone left)& illegal aliens, or, if it is the latter, do we we follow all the examples outlined in the Bible, or just the ones that are convenient for us?

Tamara Shepherd's picture

Thanks--you've done the AP's/KNS's job

Thanks, for your research, Erik.

I was complaining loudly Wednesday night and Thursday morn that the AP didn't need to leave this allegation just hanging out there, that surely it could be investigated and confirmed/denied.

Since the KNS has yet to carry such an AP story, I'm grateful to you.

EricLykins's picture

Confession

Maybe I'm just a bit of an attention whore and wanted to make a post that generated some comments for a change. Got a little unsolicited Wall Street Journal from this one, so thanks KnoxViews for letting me do whatever the hell it is I do here. Now back to frying chicken for football fans this weekend... GO VOLS!

gonzone's picture

on immigrants and wing nuts re: health care

Jim Clyburn put it best on MSNBC. He said, "I was born and raised in an parsonage and I have seen people take the bible and try to justify something as inhumane as slavery from wordings of the bible. So you cannot stop people from applying their own limited intelligence to words, and that's what we have here."

"If ignorance is bliss, why aren't more people happy?"

BrantWW's picture

I must ask

Many posters on this site often bring up the bible in their posts, can you tell me why?

talidapali's picture

A lot of the time I bring it up...

to point out the inherent hypocrisy among some of the conservative posters here. I have been beaten soundly over the head with the Bible more than once by someone who had no clue what the actual Bible really says. I have suffered real physical beatings from someone who claimed to be a good, upright Christian...one who wouldn't know the Christ I have read about in that Bible if he walked up and bit him on the butt.

Am I a Christian? No. I find that I cannot believe in the divinity of a Messiah that would allow his words and intentions to be so twisted by his followers that they can justify murdering a doctor who was doing his job, or denying health care to sick people just because they were not born in this country, or allowing our own citizens in this country to go bankrupt and lose everything they have worked for because they (I should say those same Christ followers) don't want to pay a few extra dollars in taxes to help support universal healthcare for all Americans, or who would deny their fellow human beings the same rights to happiness and love and family that they take for granted for themselves...simply because they (those same Christ followers) don't think that two men or two women can have a committed loving relationship on a par with a heterosexual relationship, or who would force the victim of a rape to carry the fetus planted in her womb by her attacker to full-term and birth even against her will (which to my mind amounts to raping her all over again). If I were such a Messiah...I would have taken a flamethrower to my so-called followers' churches a long time ago. That he has not leads me to suspect that he isn't there at all.

I point out hypocrisy where I find it and as I find it...unfortunately, the most hypocritical people I have ever met in my life are or were all "good Christians".

_________________________________________________
"You can't fix stupid..." ~ Ron White"
"I never said I wasn't a brat..." ~ Talidapali

BrantWW's picture

Good points. The problem is

Good points. The problem is that the hypocrites you intend to call out can't get it because they are hypocrites.

My take is that while some Christians are hypocrites they are all human and thus imperfect.

It does no good to insult the later group, as Christians we already fully understand how fouled up we are - that's the reason we are Christains.

gonzone's picture

depends

Depends on the individual and their maturity on the subject. For example, tell Fred Phelps "how fouled up we all are." Won't work. History is rife with examples of ruin directly attributed to inflexible "men of faith."

"If ignorance is bliss, why aren't more people happy?"

BrantWW's picture

You are correct.

At times the greatest obstacles to my faith are other "men of faith". I imagine Churches everywhere would always be full if not for the people already in them.

However, the Christians I admire most are without exception least likely to poke their finger in a neighbor's eye.

Indeed, I have found that all men and women of faith (no matter what faith) share in common a selfless love of and acceptance of others.

In fact, isn't love the thing by which we can safely measure all good men and women - even those that do not believe in a god. Without love, would we even be having this health care debate?

cooperhawk's picture

Not good examples

I have been beaten soundly over the head with the Bible more than once by someone who had no clue what the actual Bible really says. I have suffered real physical beatings from someone who claimed to be a good, upright Christian...one who wouldn't know the Christ I have read about in that Bible if he walked up and bit him on the butt.

If those people "had no clue what the actual Bible really says" or "wouldn't know the Christ I have read about in that Bible" they could hardly be called "followers of Christ," although I am not sure that someone who did know the Bible well would be familiar with the same "Christ you have read about." As for the "flamethrower" I believe He does mention something similar to that for the "so-called" followers as well as non-followers in Revelation 21:8. Although I don't think He feels obligated to submit to your timetable, for thankfully, unlike you, "The Lord is not slow about His promise, as some count slowness, but is patient toward you, not wishing for any to perish but for all to come to repentance."(2Peter 3:9)

Up Goose Creek's picture

private insurance

I'm guessing that illegal aliens would have access to private insurance plans. Which Obama hopes will be made more affordable through competition. Also mandated if they are working for a large employer even if under a forged document. I interpreted Obama's comments that they wouldn't be eligible for a public option.

____________________________
more construction, less politics

BrantWW's picture

Goose Creek

That is exactly how I heard it which brings up the question are we planning to deny them the treatment they already receive from our hostpital emergency rooms?

Certainly we should not deny compassionate care and perhaps healthcare savings and lowered costs will mean our charity dollars (public and private) will stretch further to help these people.

On the other hand, I am not confident that any of the current reform plans will actually lower costs (perhaps when the president gives us his plan or fleshes out the one he outlined in his speech we will know more).

Medicare and Medicaid have not lowered the cost of healtcare - rather the government just quit paying as much for services rendered and limited what procedures and medicines were eligible (this has resulted in a huge cost increase to those of us on private or non-government healthcare plans).

I wonder how this will be handled.

Rachel's picture

are we planning to deny them

are we planning to deny them the treatment they already receive from our hostpital emergency rooms?

No. Nor should we.

But as goose creek says, they won't be eligible for the public option, nor to participate in the pool thingie (sorry I can't remember the name).

I see no way the government can stop them by buying private insurance if the insurance companies sell to them, and I don't think that's what Obama meant.

One comment on "limited" Medicare procedures. My dad was in the hospital for 5 weeks last year. He had a heart attack, bypass surgery, and a host of complications. Medicare paid for pretty much anything, no muss, no fuss.

redmondkr's picture

I'm seeking the actual

I'm seeking the actual wording of the bills that says illegal aliens will not be covered by the public option in the same way as citizens (not saying I am looking to exclude illegal aliens from any and all healthcare in this county.)

Hey genius,

Move your cursor over this link, momentarily depress the left button so your browser will display (in a new window yet) the article titled HR3200: The House plan for health care reform. At the beginning of said article is a link titled 1000+ page Bill. Move your cursor over that link and momentarily depress the left button on your mouse. In the resulting pdf click 'Edit' then 'Search'. Enter 246 into the search field. Again using your mouse and left button click 'Search' once again.

Find an adult to read Section 246 for you.

SEC. 246. NO FEDERAL PAYMENT FOR UNDOCUMENTED ALIENS

Nothing in this subtitle shall allow Federal payments
for affordability credits on behalf of individuals who are
not lawfully present in the United States.

"Look, Congressman, all capital letters for the benefit of the factually challenged" - Keith Olbermann.


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BrantWW's picture

Ok help me out again.

First, as one new to KV is it customary that one should go back in time to read every post in order to avoid making the mistake I made in thinking that each thread is somewhat self-contained. If so I apologize for saying no one had posted a direct link to the health care bills. I should have said that in this thread no one posted direct links.

Now here is where I do need your help. I read every page from the first to the last mention of INDIVIDUAL AFFORDABILITY CREDITS. Can anyone tell me what in the heck is an INDIVIDUAL AFFORDABILITY CREDITS and how does not getting any stop someone (like an illegal alien) from getting US taxpayer subsidized health care or medical treatment?

I am not being sarcastic just don't have time to ferret out the answer and thought someone could lend a hand. I really am trying to figure out this health care dilemma.

redmondkr's picture

Since Erik and others make

Since Erik and others make the claim the the hearth care reform bills exclude aliens, why do I have to prove it? Seems to me that the one making the claim should provide the evidence to support the "facts" they present.

I am assuming you were keyboarding and missed my above post. If you are suggesting that that post is based on spurious sources, consider looking at your status bar as you point your cursor to the link. You will notice the source is edlabor.house.gov/documents. Their credentials are surely almost as credible as those of Rush Limbaugh.

We need a good pie recipe about now.


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redmondkr's picture

The reason I suspect that no

The reason I suspect that no one here has linked to the actual bills

If this is not a link to the actual House bill, what the hell do you call it?


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BrantWW's picture

Thank you

Excellent work - saved me a lot of time.

Now be so kind as to show me in the bill how hospitals and doctors can determine who is and who is not eligible based on citizenship?

Again, thanks for helping this poor soul. Your progressive compassion and kindness for the less astute is refreshing. You are an inspiration.

I shall henceforth think of you as "Saint redmondkr".

mjw's picture

Residency, not citizenship

Please watch your terminology. Doctors and hospitals don't have to determine the nationality or residence status of patients, they only have to verify whether the patient has insurance or not. The insurance companies would have to determine whether a person meets whatever their eligibility requirements are for residency. And the federal government only has to determine eligibility if a person is attempting to buy subsidized insurance through the Health Insurance Exchange of which the public plan may be one possible insurance option. (Private insurers, co-ops, HMOs, etc. will make up the other options.)

Affordability credits go toward purchasing insurance within the Health Insurance Exchange, and it would be at this point that legality/illegality would be determined.

BrantWW's picture

Thanks I will be more careful.

By the way what happens when someone is brought into the emergency room that has no insurance?

Surely, we aren't going to sanction the practice of turning away people who have no insurance.

Won't the hospital at some point (like when the bean counters start creating bills) have to determine the residence status of the patient who was treated but has no insurance?

And if that patient who has already been treated turns out not to be a resident an thus ineligible for IACs, who gets the bill - or will just like now the Docs and hospitals have to eat the bills and spread the cost to those of us who have insurance?

Virgil Proudfoot's picture

Why deny healthcare to foreigners?

I don't get it.

It would probably cost a lot less money simply to provide healthcare to foreigners than to build a whole governmental bureaucracy to figure how to deny it to them.

Also, why would you want a lot of sick foreigners running around, spreading disease to real Americans? Wouldn't that pose a health risk to us deserving folk?

BrantWW's picture

Your are correct.

To my knowledge no one (including me) on this thread or any other is advocating that sick people not be allowed access to health care.

To me there are only two issues:

Since the president announced that illegal aliens would be excluded from taxpayer funded hearth care I have wondered how this will work.

On the other hand, if we are going to continue to do the correct, moral, and just thing by providing access to healthcare to everyone who shows up at an emergency room, I wonder who will pay for it? A secondary question would be how many non-citizen, non-taxpaying people can US taxpayers support.

Stick Thrower's picture

Since the president

Since the president announced that illegal aliens would be excluded from taxpayer funded hearth [sic] care I have wondered how this will work.

Health care is not the same thing as health insurance. Does that help? Do you understand how insurance works? Do you understand that the president is talking about health insurance?

Ask an actuary, but I'd bet if you could could get illegals (young, healthy, hardworking) to buy insurance, they'd benefit the system more than they'd put additional stresses on it.

BrantWW's picture

Really?

Yes, I had a typo. Please forgive me.

First, I assume that by insurance you mean private health insurance as in not paid for or subsidized by the taxpayers.

Second, am I correct that you are suggesting that what the president meant to say is that while illegal aliens will not be eligible to enroll in the public option or buy taxpayer subsidized insurance, they will be made to buy private health care insurance.

Ok, makes sense to me.

However, I wonder....

We need health care reform because we have millions of people who have no health insurance (not access to health care but don’t have health insurance - a way to make sure they don't have to pay the actual cost of their health care or a way to make others share the cost of their health care).

Many who do not have health insurance don't because a) they can't afford it b) they say they can't afford it and won't buy it, or c) can’t get it (are excluded from buying it).

With the reform in place, the government is going to step in with its public option and maybe a quasi co-op health care insurer. This in turn will make private health insurance affordable (by virtue of government competition) so that people who previously did not have insurance (see above) will now buy it. Well not exactly true – the president has mentioned an insurance mandate that will compel everyone that can be identified as living in the USA to buy insurance (you know like auto insurance).

OK, fine so far.

Here's the rub. If someone is in this country illegally, how is the president going to find him or her to force him or her buy health insurance? Or perhaps there will be no need to hunt them down because undocumented people will voluntarily flock to the local insurance agency to buy a policies (you don’t think some might not step up to buy insurance and might instead pop into the local hospital emergency room where they will have access to health care).

However, I will relax knowing all illegal, undocumented aliens will no longer be a burden to the US Taxpayer because in the future the young, healthy, hardworking ones will stop off at the border insurance store to purchase a health insurance policy for themselves and their family.

And I promise not to worry about the old, infirm, sick, and the ones who don't want to work but would rather rape, steal, and kill (actually many of this later group already end up on tax payer funded insurance at the iron bar motel).

reform4's picture

"First, I assume that by

"First, I assume that by insurance you mean private health insurance as in not paid for or subsidized by the taxpayers"

Are you serious? Again, I assume you have never run a business. As a business owner, I can tell you it is sure as hell subsidized by our tax code. Try reading the IRS web site.

Tamara Shepherd's picture

Point to Virgil?

Virgil Proudfoot said (on Friday): It would probably cost a lot less money simply to provide healthcare to foreigners than to build a whole governmental bureaucracy to figure how to deny it to them.

Weeell, you may have a point there, Virgil. I just stumbled across this, in a CBS story to the effect that the Senate is now planning to add a citizenship verification process to their reform bill:

"In the case of six states where the (Medicaid) program was reviewed by a congressional committee, the Times reports, verification increased federal costs by $8.3 million but only detected eight illegal immigrants using Medicaid."

(link...)

(And from the article, follow addl links to specific studies.)

(And particularly read this one from the GAO documenting lower enrollment of eligible citizens, especially elderly who may lack original birth certificates, etc. (link...).)

Rachel's picture

Maybe it's just me, but

Maybe it's just me, but whether or not illegal aliens are covered doesn't seem to be our biggest health care problem.

Up Goose Creek's picture

Emergency rooms

I think the vast majority of uninsured patients who use emergency rooms are US citizens. As for affordability tax credits - they would be, I presume, available only to those who file taxes and have a SSN.

__________________________
more construction, less politics

Joe P.'s picture

amazing how

so much fear can dominate some lives -- fears that some people born on non-U.S. soil might actually get treated for an illness without paying cash money or having the protection of the Holy Insurance Alliance might keep some awake through the night or busy toting signs for the next Rush/Fox sponsored Million Moron March (a line stolen from Bill Maher).

as for me, i think i'll have a sammich and maybe a glass of milk all while being grateful that many more folks prefer not live in constant fear.

Virgil Proudfoot's picture

It looks like Joe Wilson, the ol' yeller, won after all!

Under the Dem proposal, undocumented workers wouldn't even be able to BUY health insurance under this "exchange" thingie:

(link...)

Why are Dems so anxious to do the wrong thing on healthcare? If healthcare is a human right, then why should it be available, EVEN FOR PURCHASE, only to US citizens?

Tamara Shepherd's picture

The Congressional Research Service report

Under the Dem proposal, undocumented workers wouldn't even be able to BUY health insurance under this "exchange" thingie

To what "Dem proposal" are you referring, Virgil?

If you're talking about the bill Obama says he'd like to see passed, yes, I heard him say that, too.

If you're talking about HR 3200, though, it looks to me like undocumented workers CAN buy insurance, including "public option" coverage," through the "exchange."

Here's what the PolitiFacts piece Eric linked says on the subject:

"FAIR has a point that illegal immigrants would likely be able to buy insurance on the national health insurance exchange. We don't see anything in the bills that would hinder that. A Congressional Research Service report issued Aug. 25, 2009, confirmed our observation. The House bill "does not contain any restrictions on noncitzens participating in the Exchange — whether the noncitizens are legally or illegally present, or in the United States temporarily or permanently," the report said."

And here, in turn, is that Congressional Research Service report PolitiFacts references:

(link...)

Again, this matter is a non-issue WRT "exchange" participants' purchases of private insurance, especially since they're able to purchase the same policies directly from insurers without going through the "exchange."

It's looking to me like an issue could potentially arise only WRT "exchange" participants' purchases of "public option" insurance, and then only if we find that HR 3200 and/or some future bill shouldn't provide adequate assurances that the "public option" component be self-sustaining. That is, only under those circumstances would illegal immigrants' participation in the "public option" potentially result in a cost to taxpayers.

Whether we're talking about HR 3200 or some future bill Obama might promote, it seems a lot is riding on the final bill's ability to ensure a self-sustaining "public option" component?

Virgil Proudfoot's picture

Read the article

Are you calling Obama a liar? Look at the first sentence from the linked article in the New York Times:

September 11, 2009, 6:38 pm
Illegal Immigrants Could Not Buy Insurance on New ‘Exchange,’ White House Says
By David M. Herszenhorn

The White House on Friday said it would bar illegal immigrants from purchasing health coverage through a proposed insurance marketplace.

Tamara Shepherd's picture

Obama would bar illegals, but HR 3200 doesn't

No, no, Virgil.

I understand that Obama's proposal would bar illegal immigrants from the "exchange" altogether, but that plan is one not yet committed to paper--in the form of a bill, I mean.

Most of my comments here, though, have been concerning HR 3200 and why the fuss arose over its provisions. I came to understand that the fuss was largely because that bill doesn't bar illegal immigrants from the "exchange" (although, since Randy confirmed for me that HR 3200 is self-sustaining as to cost, I see why even illegals' purchase of "public option" coverage through the "exchange" still wouldn't cost taxpayers anything).

Again, here's that (now irrelevant) Congressional Research Service report confirming that HR 3200 does allow illegal immigrants to participate in the "exchange," including the "public option:"

(link...)

(I see why the confusion. The media haven't done a very good job in distinguishing Obama's proposals for bills from the provisions of bills already in existence, particularly HR 3200.)

Tamara Shepherd's picture

Factcheck.org?

This looks worth a read. I can't comment on it yet because I haven't gotten past the first page or so...

(link...)

(I think this Annenberg Public Policy Center is the same entity the Knox County School Board commissioned last year to do a review of their programs.)

(EDIT: YES, GREAT SITE. FACTCHECK/ANNENBERG SHARE THE TEXT OF THAT NOTORIOUS WINGNUT E-MAIL MAKING 48 OUTRAGEOUS CLAIMS...AND THEY ANSWER EVERY ONE OF THEM.)

Anonymously Nine's picture

read it?

Anyone actually read the stupid health bill? It is literally a few hundred pages longer than War and Peace. I am sure it does have a clause or two to back up Obama. But what else does it have?

How can any bill of that length be enforced?

Nice work BrantWW. You held your own against people who cannot ever admit they might be mistaken.

BrantWW's picture

Honestly Nine

I wasn't looking at this debate as a competition. There is no need for anyone to admit a mistake or gloat over a “gottchya”.

I don’t care where you come from far left or far right, we need to understand the important issue of health care reform. Tamara’s willingness to wade through the muck, boil down the data, and present it in an organized, somewhat non-partisan manner is a godsend. She is providing the tools needed to understand.

I could linger on conservative blog sites all day and night without finding a thing to challenge what I already think I know. How would this assist me to understand health care reform? How would it allow me to be a part of the solution?

So far, I have learned more on this site and have had to think more about the issues of health care than at any other source - nothing forces one to think more than having one’s beliefs challenged.

No matter the outcome, I know one thing - I will have to live within the system that comes out the other end of this process. Moreover, as it is not too late to influence the final product (letters to legislators, etc.) and as I want to contribute, I must understand what it is that I feel is important or needs changing.

For instance to me the only reason the illegal immigrant issue is important is the extent that it affects our ability to provide quality care to US citizens, i.e., the extent to which providing health care to non-residents drains resources that otherwise might be expended on citizens. If we had unlimited resources this matter would be moot. However, I believe there is a limit to how many non-taxpayers a single taxpayer can support, the fewer non-taxpayers receiving subsidized health care the less of a burden each taxpayer must carry. (As an aside, we need to find a way to ensure that non-resident taxpayers get health benefits incidentally, I would never have come to this position without the influence of liberals.

In addition, I am concerned about the extent that the final plan will create or lead to a government provided health care system. I happen to believe the government works best a regulator of not provider of services (yes, yes I understand roads and sewers but remember most roads and sewers are built by private companies).

There are many of reasons why I feel this. Mainly it comes back to my belief in what has allowed the US to flourish - capitalism. The problem has always been finding a balance between unfettered business and over regulation that is the cause of disagreement between the left and right over health care.

About the healthcare debate, I pray we find a balance between the two rather than the destruction of one.

redmondkr's picture

All of us appreciate the

All of us appreciate the value of a compliment from Number Nein.


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KC's picture

Illegal immigrants 2009 =

Illegal immigrants 2009 = commie pinkos 1959

The more things change, the more they stay the same.

The dogmas of the quiet past, are inadequate to the stormy present.
President Abraham Lincoln 1862

Tamara Shepherd's picture

Don't take the bait and frame the debate

All I'm suggesting, Gary, is that Dems moderate or liberal don't need to take that bait.

1) Non-issue: Illegal immigrants can already purchase private insurance directly from private insurers. That's a matter between them and the private insurers that does not impact taxpayers.

2) Non-issue: HR 3200 (and any future bill?) also allows illegal immigrants to purchase private insurance from private insurers through the "exchange." That's still a matter between them and private insurers that does not impact taxpayers.

3) Potential issue: HR 3200 (and any future bill?) also allows illegal immigrants to purchase "public option" insurance from the government through the "exchange."

However, that's a potential issue that could impact taxpayers ONLY if Dems fail to ensure a self-sustaining "public option" provision in HR 3200 (and any future bill?).

Dems need to take control of this debate, then, to focus it solely on ensuring a "public option" provision that is indisputably self-sustaining...and the nay-sayers won't have a leg to stand on.

BrantWW's picture

Tamara

Thank you for your hard work and effort to clarify this issue.

I hope you don't think I have been troll baiting. I am truly concerned about this issue and the ultimate tax burden health care reform may create if mishandled.

To the extent people have given up flaming in favor of informing, this has become a very productive thread (mostly to your credit).

Again, thanks; I understand more and more.

About your statement,

However, that's a potential issue that could impact taxpayers ONLY if Dems fail to ensure a self-sustaining "public option" provision in HR 3200 (and any future bill?).

Dems need to take control of this debate, then, to focus it solely on ensuring a "public option" provision that is indisputably self-sustaining...and the nay-sayers won't have a leg to stand on.

I would hope that everyone seeks an outcome that is indisputably self-sustaining.

KC's picture

I wasn't accusing you of

I wasn't accusing you of dangling the bait.

The dogmas of the quiet past, are inadequate to the stormy present.
President Abraham Lincoln 1862

Tamara Shepherd's picture

"Affordability credits?"

No, it's the other side dangling the bait!

But I'm sitting here now double-checking that last assertion I made...

If Dems ensure a self-sustaining "public option," do we still have an obligation to tighten up elgibility for those "affordability credits," too?

That is, do the "affordability credits" offer the opportunity for some "exchange" participants to obtain their coverage at a lesser cost than others? If so, does that result in a taxpayer cost?

Also, do the "affordability credits" apply to parties obtaining their coverage outside the "exchange?" Same question as to whether that results in a taxpayer cost?

Maybe I need to understand these credits more fully. Chime in, anybody, if you can illuminate...

Tamara Shepherd's picture

N/A to coverage outside exchange

Also, do the "affordability credits" apply to parties obtaining their coverage outside the "exchange?" Same question as to whether that results in a taxpayer cost?

Well, I found the answer to one of my own questions! Per the summary for HR 3200 that RNeal shared last summer, no, the credits don't apply to coverage outside the "exchange."

(link...)

(Still looking for the answer to my other question.)

StaceyDiamond's picture

Wilson

I hear Wilson is raising some money out of this too. Teabaggers are in DC today. For pete's sake, if they don't want healthcare, let them go without!

glostik's picture

for the simple minded

maybe they (poo and friends) can understand this...

(link...)

Anonymously Nine's picture

for the simple minded

for the simple minded

You are right. Only the simple minded would believe that nonsense.

BrantWW's picture

Very well done cartoon

Very well done and humorous but misleading...

No argument about how private insurance companies operate (did laugh at how the nasty word - P R O F I T was emphasized).

And it may (haven't fact checked) be true that the Government only uses 1/2% of Medicare dollars for overhead but what about the huge unreimbursed processing costs that have been pushed down to the health care providers (ask your Doc about this)?

Yes, we like fire, police, and water but the Federal government doesn’t provide any of these services. (I would hate to think what would happen if Congress was in charge of first responders – any emergency would be over long before donor lists could be checked to determine whether to dispatch, not to mention the gerrymandering of service districts. Whew, how would Lincoln ever put out a fire?)

Fire insurance is hardly free. The cartoonist confuses the service of fire protection with fire insurance - one sends a loud bright red (or puke green) fire truck with lots of red, white, and blue flashing lights loaded with brave fire fighters to extinguish a blaze. The other, fire insurance helps pays for the damage caused by the fire.

Moreover, fire insurance is purchased (or not) by individuals or companies which brings up a rhetorical question - if fire insurance and auto insurance work without being owned and operated by the government how come health care needs to be taken over by the government (as this cartoonist seems to be advocating - regulation of is not ownership in)?

In addition, many "government" services are not government owned and operated and are never "free to all" but are always paid for by subscription, donations, and income, sales, or property taxes.

Indeed, while it may feel free to non-taxpayers, the rest of us should never make the mistake of thinking government services are "free". Everything done for us or to us by government comes at a hefty price and unlike other goods and services we can go to jail for failure to pay.

Of course, this was only cartoon and I suspect the cartoonist didn't really expect it to be taken seriously.

Steve Plonk's picture

Rep. Wilson and tirade, etc, and Health Care

Rep. Wilson's (SC) unsolicited rude tirade in congress was uncalled for. He apologized, but I hope he gets censured. Wilson's a horse's patoot.
The president's speech was thoughtful and "the public option" was included which is what we want.

Also,our junior senator from Tennessee, Corker,whom I saw on Channel 45, needs a lesson on what the "public option" is. We certainly need to revamp our health delivery system which is NOT "the finest in the world". Far from it... There people falling through the cracks in the "Tenn-Blue" system in Tennessee. People are dying because of a lack of health insurance. People are dying all over the country because they are not getting preventive care.

Tamara Shepherd's picture

CBO cost analysis

Below is a link to the Congressional Budget Office's preliminary cost analysis on HR 3200, dated July 17, 2009.

My apologies if someone has possibly shared it already on another thread, but I don't recall having seen it personally.

(In reviewing their detail on estimated changes in revenues resulting from the bill, I had to wonder, once again, why legislators haven't included in this bill the removal of the cap on personal income subject to Medicare/Social Security payroll tax? The 2009 law, you may know, levies the payroll tax only on incomes up to $106,800 (link...).)

CBO cost analysis on HR 3200:
(link...)

Tamara Shepherd's picture

To rephrase my earlier question...

I asked (yesterday): If Dems ensure a self-sustaining "public option," do we still have an obligation to tighten up elgibility for those "affordability credits," too?

That is, do the "affordability credits" offer the opportunity for some "exchange" participants to obtain their coverage at a lesser cost than others? If so, does that result in a taxpayer cost?

Please let me rephrase that question in the hope that maybe someone here can more easily help me find an answer.

Of course the "affordability credits" result in a taxpayer cost. What I meant was "do the 'affordability credits' offer the opportunity for some 'exchange' participants to obtain their coverage at a lesser cost than others on the front end," and if so, "does that result in a taxpayer cost on the front end?"

That is, in my reading, I have seen these credits referred to alternately as "vouchers" and as "tax credits."

If the credits are "vouchers," I'm assuming that persons receiving them pay lower monthly premiums through the exchange on the front end.

If the credits are "tax credits," I'm assuming that persons receiving them pay the same monthly premiums through the exchange as everyone else does, then apply for the credits at year's end through their personal income tax returns.

As this distinction relates to the potential for fraud on the part of illegal immigrants, I've imagined that it would be more difficult for government to collect an amount underbilled (if the credit is a "voucher") than it would be for government to simply deny a tax credit requested through a taxpayer's personal income tax return (if the credit is a "tax credit").

Further, as this distinction relates to my first question in that post, namely do Dems "still have an obligation to tighten up eligibility for those 'affordability credits,'" it seems that HR 3200's prohibitions against illegal immigrants are virtually non-existent on the front end (HR 3200 is silent on their purchases through the exchange), but that they are somewhat stronger on the back end (HR 3200 bars their claiming "affordabilty credits", although it lacks any enforcement device).

Finally, I ask all these things because, if the "public option" component of the bill is to be saved since Obama implied that it may be negotiable, I'm assuming that saving it will involve Dems' negotiating other of these objections to the existing bill.

So...are the "affordability credits" vouchers, or tax credits? I'm just trying to understand where Dems may need to negotiate?

EricLykins's picture

chunk of bill pertaining to affordabilty credits

HR 3200
These credits could be described as "inverse credits," defined by the amount over and above a certain family income based limit that enrollees would have to pay, and paid to the Qualified Health Benefits Plan offering entity.

p128
Subtitle C—Individual Affordability Credits
SEC. 241. AVAILABILITY THROUGH HEALTH INSURANCE EXCHANGE.
(a) IN GENERAL.—Subject to the succeeding provisions of this subtitle, in the case of an affordable credit eligible individual enrolled in an Exchange-participating health benefits plan—
--------------------

p129
(1) the individual shall be eligible for, in accord-
ance with this subtitle, affordability credits consisting of—
(A) an affordability premium credit under section 243 to be applied against the premium for the Exchange-participating health benefits plan in which the individual is enrolled; and
(B) an affordability cost-sharing credit under section 244 to be applied as a reduction of the cost-sharing otherwise applicable to such plan; and
(2) the Commissioner shall pay the QHBP offering entity that offers such plan from the Health Insurance Exchange Trust Fund the aggregate amount of affordability credits for all affordable credit eligible individuals enrolled in such plan.
(b) APPLICATION.—
(1) IN GENERAL.—An Exchange eligible individual may apply to the Commissioner through the Health Insurance Exchange or through another entity under an arrangement made with the Commisioner, in a form and manner specified by the Commissioner. The Commissioner through the Health Insurance Exchange or through another public entity under an arrangement made with the Commis-

-----------------

p130
sioner shall make a determination as to eligibility of an individual for affordability credits under this subtitle. The Commissioner shall establish a process whereby, on the basis of information otherwise available, individuals may be deemed to be affordable credit eligible individuals. In carrying this subtitle, the Commissioner shall establish effective methods that ensure that individuals with limited English proficiency are able to apply for affordability credits.
(2) USE OF STATE MEDICAID AGENCIES.—If the Commissioner determines that a State Medicaid agency has the capacity to make a determination of eligibility for affordability credits under this subtitle and under the same standards as used by the Commissioner, under the Medicaid memorandum of understanding (as defined in section 205(c)(4))—
(A) the State Medicaid agency is authorized to conduct such determinations for any Exchange-eligible individual who requests such a determination; and
(B) the Commissioner shall reimburse the State Medicaid agency for the costs of conducting such determinations.
(3) MEDICAID SCREEN AND ENROLL OBLIGATION.—In the case of an application made under

--------------------

p131
paragraph (1), there shall be a determination of whether the individual is a Medicaid-eligible individual. If the individual is determined to be so eligible, the Commissioner, through the Medicaid memorandum of understanding, shall provide for the enrollment of the individual under the State Medicaid plan in accordance with the Medicaid memorandum of understanding. In the case of such an enrollment, the State shall provide for the same periodic redetermination of eligibility under Medicaid as would otherwise apply if the individual had directly applied for medical assistance to the State Medicaid agency.
(c) USE OF AFFORDABILITY CREDITS.—
(1) IN GENERAL.—In Y1 and Y2 an affordable credit eligible individual may use an affordability credit only with respect to a basic plan.
(2) FLEXIBILITY IN PLAN ENROLLMENT AUTHORIZED.—Beginning with Y3, the Commissioner shall establish a process to allow an affordability credit to be used for enrollees in enhanced or premium plans. In the case of an affordable credit eligible individual who enrolls in an enhanced or premium plan, the individual shall be responsible for any difference between the premium for such plan

---------------------

p132
and the affordable credit amount otherwise applicable if the individual had enrolled in a basic plan.
(d) ACCESS TO DATA.—In carrying out this subtitle, the Commissioner shall request from the Secretary of the Treasury consistent with section 6103 of the Internal Revenue Code of 1986 such information as may be required to carry out this subtitle.
(e) NO CASH REBATES.—In no case shall an affordable credit eligible individual receive any cash payment as a result of the application of this subtitle.
SEC. 242. AFFORDABLE CREDIT ELIGIBLE INDIVIDUAL.
(a) DEFINITION.—
(1) IN GENERAL.—For purposes of this division, the term ‘‘affordable credit eligible individual’’ means, subject to subsection (b), an individual who is lawfully present in a State in the United States (other than as a nonimmigrant described in a subparagraph (excluding subparagraphs (K), (T), (U), and (V)) of section 101(a)(15) of the Immigration and Nationality Act)— 20
(A) who is enrolled under an Exchange-participating health benefits plan and is not enrolled under such plan as an employee (or dependent of an employee) through an employer

-------------------

p133

qualified health benefits plan that meets the requirements of section 312;

(B) with family income below 400% of the Federal poverty level for a family of the size involved; and
(C) who is not a Medicaid eligible individual, other than an individual described in section 202(d)(3) or an individual during a transition period under section 202(d)(4)(B)(ii).
(2) TREATMENT OF FAMILY.—Except as the Commissioner may otherwise provide, members of the same family who are affordable credit eligible individuals shall be treated as a single affordable credit individual eligible for the applicable credit for such a family under this subtitle.
(b) LIMITATIONS ON EMPLOYEE AND DEPENDENT DISQUALIFICATION.—
(1) IN GENERAL.—Subject to paragraph (2), the term ‘‘affordable credit eligible individual’’ does not include a full-time employee of an employer if the employer offers the employee coverage (for the employee and dependents) as a full-time employee under a group health plan if the coverage and employer contribution under the plan meet the requirements of section 312.

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(2) EXCEPTIONS.—
(A) FOR CERTAIN FAMILY CIRCUMSTANCES.—The Commissioner shall establish such exceptions and special rules in the case described in paragraph (1) as may be appropriate in the case of a divorced or separated individual or such a dependent of an employee who would otherwise be an affordable credit eligible individual.
(B) FOR UNAFFORDABLE EMPLOYER COVERAGE.—Beginning in Y2, in the case of full-time employees for which the cost of the employee premium for coverage under a group health plan would exceed 11% of current family income (determined by the Commissioner on the basis of verifiable documentation and without regard to section 245), paragraph (1)shall not apply.
(c) INCOME DEFINED.—
(1) IN GENERAL.—In this title, the term ‘‘income’’ means modified adjusted gross income (as defined in section 59B of the Internal Revenue Code of 1986).
(2) STUDY OF INCOME DISREGARDS.—The Commissioner shall conduct a study that examines

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the application of income disregards for purposes of this subtitle. Not later than the first day of Y2, the Commissioner shall submit to Congress a report on such study and shall include such recommendations as the Commissioner determines appropriate.
(d) CLARIFICATION OF TREATMENT OF AFFORDABILITY CREDITS.—Affordabilty credits under this subtitle shall not be treated, for purposes of title IV of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996, to be a benefit provided under section 403 of such title.

SEC. 243. AFFORDABLE PREMIUM CREDIT.
(a) IN GENERAL.—The affordability premium credit under this section for an affordable credit eligible individual enrolled in an Exchange-participating health benefits plan is in an amount equal to the amount (if any) by which the premium for the plan (or, if less, the reference premium amount specified in subsection (c)), exceeds the affordable premium amount specified in subsection (b) for the individual.
(b) AFFORDABLE PREMIUM AMOUNT.—
(1) IN GENERAL.—The affordable premium amount specified in this subsection for an individual for monthly premium in a plan year shall be equal to 1/12 of the product of—

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(A) the premium percentage limit specified in paragraph (2) for the individual based upon the individual’s family income for the plan year; and 4B) the individual’s family income for such plan year.
(2) PREMIUM PERCENTAGE LIMITS BASED ON TABLE.—
The Commissioner shall establish premium percentage limits so that for individuals whose family income is within an income tier specified in the table in subsection (d) such percentage limits shall increase, on a sliding scale in a linear manner, from the initial premium percentage to the final premium percentage specified in such table for such income tier.
(c) REFERENCE PREMIUM AMOUNT.—The reference premium amount specified in this subsection for a plan year for an individual in a premium rating area is equal to the average premium for the 3 basic plans in the area for the plan year with the lowest premium levels. In computing such amount the Commissioner may exclude plans with extremely limited enrollments.
(d) TABLE OF PREMIUM PERCENTAGE LIMITS AND ACTUARIAL VALUE PERCENTAGES BASED ON INCOME TIER.—

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(1) IN GENERAL.—For purposes of this subtitle, the table specified in this subsection is as follows:
In the case of family income (expressed as a percent of FPL) within the following income tier:

The initial premium percentage is— (1st column)
The final premium percentage is— (2nd column)
The actuarial value percentage is— (3rd column)
133% through 150% 1.5% 3% 97%
150% through 200% 3% 5% 93%
200% through 250% 5% 7% 85%
250% through 300% 7% 9% 78%
300% through 350% 9% 10% 72%
350% through 400% 10% 11% 70%

(2) SPECIAL RULES.—For purposes of applying the table under paragraph (1)—
(A) FOR LOWEST LEVEL OF INCOME.—In the case of an individual with income that does not exceed 133% of FPL, the individual shall be considered to have income that is 133 9% of FPL.
(B) APPLICATION OF HIGHER ACTUARIAL VALUE PERCENTAGE AT TIER TRANSITION POINTS.—If two actuarial value percentages may be determined with respect to an individual, the actuarial value percentage shall be the higher of such percentages.
SEC. 244. AFFORDABILITY COST-SHARING CREDIT.
(a) IN GENERAL.—The affordability cost-sharing credit under this section for an affordable credit eligible individual enrolled in an Exchange-participating health

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benefits plan is in the form of the cost-sharing reduction described in subsection (b) provided under this section for the income tier in which the individual is classified based on the individual’s family income.
(b) COST-SHARING REDUCTIONS.—The Commissioner shall specify a reduction in cost-sharing amounts and the annual limitation on cost-sharing specified in section 122(c)(2)(B) under a basic plan for each income tier specified in the table under section 243(d), with respect to a year, in a manner so that, as estimated by the Commissioner, the actuarial value of the coverage with such reduced cost-sharing amounts (and the reduced annual cost-sharing limit) is equal to the actuarial value percentage (specified in the table under section 243(d) for the income tier involved) of the full actuarial value if there were no cost-sharing imposed under the plan.
(c) DETERMINATION AND PAYMENT OF COST-SHARING AFFORDABILITY CREDIT.—In the case of an affordable credit eligible individual in a tier enrolled in an Exchange-participating health benefits plan offered by a QHBP offering entity, the Commissioner shall provide for payment to the offering entity of an amount equivalent to the increased actuarial value of the benefits under the plan provided under section 203(c)(2)(B) resulting from the reduction in cost-sharing described in subsection (b).

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SEC. 245. INCOME DETERMINATIONS.
(a) IN GENERAL.—In applying this subtitle for an affordability credit for an individual for a plan year, the individual’s income shall be the income (as defined in section 242(c)) for the individual for the most recent taxable year (as determined in accordance with rules of the Commissioner). The Federal poverty level applied shall be such level in effect as of the date of the application.
(b) PROGRAM INTEGRITY; INCOME VERIFICATION PROCEDURES.—
(1) PROGRAM INTEGRITY.—The Commissioner shall take such steps as may be appropriate to ensure the accuracy of determinations and redeterminations under this subtitle.
(2) INCOME VERIFICATION.—
(A) IN GENERAL.—Upon an initial application of an individual for an affordability credit under this subtitle (or in applying section 242(b)) or upon an application for a change in the affordability credit based upon a significant change in family income described in subparagraph (A)—
(i) the Commissioner shall request from the Secretary of the Treasury the disclosure to the Commissioner of such information as may be permitted to verify the

Tamara Shepherd's picture

Affordability credits: Citizenship verifications, or no?

From page 129, Section 241(a)(1)(B)(2): the Commissioner shall pay the Qualified Health Benefits Plan (QHBP) offering entity that offers such plan from the Health Insurance Exchange Trust Fund the aggregate amount of affordability credits for all affordable credit eligible individuals enrolled in such plan.

...and...

From page 132, Section 242(a)(1)IN GENERAL.—For purposes of this division, the term ‘‘affordable credit eligible individual’’ means, subject to subsection (b), an individual who is lawfully present in a State in the United States (other than as a nonimmigrant described in a subparagraph (excluding subparagraphs (K), (T), (U), and (V)) of section 101(a)(15) of the Immigration and Nationality Act)— 20

...and...

From page 133, Section 242(a)(1)(C)(2)TREATMENT OF FAMILY.—Except as the Commissioner may otherwise provide, members of the same family who are affordable credit eligible individuals shall be treated as a single affordable credit individual eligible for the applicable credit for such a family under this subtitle.

Gotcha, Eric--and thanks for finding those needles in the haystack!

Per that first blockquote, if the "affordability credit" represents an amount that's actually paid out to the QHBP offering entity, it appears to be a voucher rather than a tax credit, I guess?

Which means any illegal immigrant erroneously declared eligible for an "affordability credit" represents an immediate, front-end cost to government (because it's not a matter of waiting for the illegal immigrant to ask for the "affordability credit" at year end via his personal income tax return).

Which also means government would have a tougher time recovering that erroneous payment (because it's easier to deny a request for an illegal immigrant's tax credit made via his personal income tax return than to extract from him an amount it overpaid not to him, but to a QHBP).

Per that second blockquote (and elsewhere, maybe Section 246?) illegal immigrants are excluded from being "affordable credit eligible individuals", except that no citizenship verification or even self-attestation is performed on/requested of applicants.

Per that third blockquote, a question arises as to whether a single legal immigrant living within a family of illegal immigrants might cause the entire family to be declared "affordable credit eligible individuals."

Given that this isn't an immigration reform bill and we know illegal immigrants are with us now...

The cost consideration to be weighed seems to be which costs more, the payment of partial subsidies on the insurance premiums of illegal immigrants due to lack of a citizenship verification process, or the payment to implement a citizenship verification process coupled with the continued payment of subsidies to hospitals for their care of the uninsured generally.

Also, a qualitative consideration seems to be whether a citizenship verification process might result in government's inadvertantly barring some eligible citizens (especially the elderly) lacking citizenship documentation from participation in the "affordability credit" program.

And realistically, a political consideration may exist in the question of whether it is necessary for liberal Dems to concede to Repubs and moderate Dems a need to add a citizenship verification process so that few or no concessions are needed WRT the "public option" component of the bill.

Does that cover all the considerations? Anything else?

BrantWW's picture

That was

Exhausting!

Thanks Eric and Tamara.

EricLykins's picture

Just glad we're getting somewhere...

Now, for revenue provisions (the long-awaited exciting part!). I started a post, "Who's Gonna Pay for This Thing?" with links to the Finance Committee's framework so far and contact info for the Committee and Chairman Max Baucus. The Wall Street Journal reported today that he intends to introduce the complete package Wednesday (giving me tomorrow off from being a nerd (and work) to enjoy demolition derby day at the fair -7pm.)

The biggest question about financing the legislation has been voiced by members of the National Governor's Association:

Sen. Baucus is also trying to reassure the nation's governors that the measure wouldn't break the budgets of cash-strapped states. A key feature of the senator's bill would expand health-insurance coverage to millions of Americans by widening access to Medicaid, the federal-state health program for the poor. Many governors have voiced concern that local taxpayers would have to pay for the proposed expansion.

"Governors are concerned," Sen. Baucus said Monday, but the costs for states under his bill would be "much less than originally expected."

Mr. Baucus is expected to convene a conference call with the National Governors Association's health-care task force as soon as Tuesday to discuss his legislation.

EricLykins's picture

Tamara and Brant deserve a sticker

Talking to your neighbors beats the hell out of watching television if you want to learn anything. Politics should be nothing more than the process by which groups of people make decisions and I enjoy seeing that business being handled by adults, so Cheers! to those who know how to see the whole elephant. I probably really didn't answer your questions in that last post, but I hope it helped to isolate those particularly confusing pages of the bill that deal with where the money goes. Now to attempt isolation of the where the money comes from section(s)....

Tamara Shepherd's picture

A last clarification...

Wow! Thanks, Eric, for that 18-page report from the Finance Committee on your new thread. I had no idea so much info might already be out there on this Baucus bill that hasn't yet been written!

Before we abandon this thread to go over there, though, I spotted a screwy comment I made here that might confuse passers-by...

I said (in my "Eureka!" post of Sat., 9/12 at 2:32): Then illegals' buying private insurance outside the exchange costs taxpayers nothing, illegals' buying private insurance inside the exchange costs taxpayers nothing, AND illegals' buying "public option" coverage inside the exchange also costs taxpayers nothing--because the "public option" is self-sustaining.

Hopefully, passers-by will see from the sequence comments here took that we were kinda trying to understand how the "exchange" and "public option" would work under HR 3200, THEN we moved to figuring out how the "affordability credits" would work.

Given that was the tack, my comment to the effect that illegals' buying "public option" coverage inside the exchange "costs taxpayers nothing" is a bit misleading.

That would be the case only if these illegals weren't eligible for (or didn't apply for) the "affordability credits" and were instead paying their own premiums in full.

Obviously (or was it?), that wouldn't be the case if these illegals were taking advantage of the "affordability credits" provision in the bill.

It's just that the conversation at that point was focused on whether or not the public option was self-sustaining in HR 3200; it hadn't yet turned to a look at the mechanics of the "affordability credit" in the bill, and how that mechanism might or might not result in taxpayer expense to cover illegals.

OK, carry on.

Tamara Shepherd's picture

Current EMTALA costs for care of illegal immigrants?

The conversation on health care reform has now moved to a couple of other threads Virgil and Eric have started, focused respectively on whether "teabaggers" understand the most basic concepts of insurance and on where funding for reform might be found. I'm thinking, though, that there's one more issue to be vetted in this conversation, focused so intently on coverage for illegal immigrants. What cost is federal government incurring for their care now, prior to any reform?

For my part, I didn't purposefully neglect to make that important comparison here. The truth is, until a couple of days ago, I didn't understand that the comparison should be made, because I didn't understand that federal government is presently incurring ANY cost for the health care of illegal immigrants. Until a couple of days ago, I'd never even heard of the Emergency Medical Treatment and Active Labor Act (EMTALA) and I instead had imagined that any reimbursement received by hospitals for their care of the uninsured, legal or illegal, came only from the higher premiums their insured paid.

Here's about all I know right now concerning EMTALA (from this article:
(link...)):

"This controversy should remind us that immigrants remain in a sort of health care purgatory, caught in our two most dysfunctional systems — immigration and health care. In the mid-1990s, Congress severely limited immigrant access to programs like Medicaid as part of welfare reform, making it difficult for even lawful immigrants to enroll. In fact, even lawful immigrants aren’t eligible for Medicaid for five years after entering the United States — and various peculiarities of immigration law often push this waiting period to ten years. At the same time, immigrants do receive indirect federal funding for health care through the Emergency Medical Treatment and Active Labor Act (EMTALA), which requires hospitals with emergency departments to screen and at least stabilize patients presenting with emergent conditions. Thus, hospitals must provide emergency care regardless of the patient’s immigration status."

Issues of basic human rights notwithstanding, it's looking more and more like consensus on health care reform will happen when legislators agree on what's cheapest for government, especially WRT our treatment of illegal immigrants. It seems like this conversation isn't really complete, then, until we know more about government's current costs for EMTALA. I'll look to see what more I can learn and please chime in if you've anything to share.

EricLykins's picture

reimbursement to hospitals

reimbursement to hospitals for those screenings and stabilizations are covered in section 1011 of the Medicare Prescription Drug, Improvement, and Modernization Act. There is a bill HR 1386 in the House Energy and Commerce Committee that would amend section 1011 to make it permanent. Marsha Blackburn is on that committee and I wonder how she feels about it.

Cost information for these reimbursements and illegal immigrants in general, from the National Conference of State Legislatures primer on Section 1011:

Section 1011 of the MMA authorized $250 million per year for FYs 2005-2008 for those payments. Two-thirds of the funds are divided among all 50 states and the District of Columbia, based on their relative percentages of unauthorized immigrants.

The other third is divided among the six states with the largest number of apprehensions of unauthorized immigrants. In 2007, the largest allocations went to California, which received $68.5 million; Texas, $47 million; Arizona, $44.5 million; New York, $12 million; Illinois, $10.3 million; Florida, $8.7 million; and New Mexico, $6.7 million.

A 2006 RAND study found that about $1.1 billion in federal, state and local government funds are spent annually on health care for undocumented immigrants aged 18 to 64. That amounts to an average $11 in taxes for each U.S. household. In contrast a total of $88 billion in government funds were spent on health care for all non-elderly adults in 2000.

“Our findings show a relatively small amount of tax money is spent on health services provided to undocumented immigrants,” said James Smith, an author of the report. “Costs will be much higher for educating the children of undocumented immigrants, so that’s where debate should center, not on these relatively small health-care costs.”

“The lower use of medical services by immigrants is driven in part by their lower rates of insurance,” added study co-author Dana Goldman. “But the largest factor appears to be due to their being generally healthier than the native-born population.”

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