Fri
Nov 16 2012
12:36 pm
By: jbr , Fri Nov 16 2012 12:36 pm shortURL
From NBC News ...
In a major shift in employer-sponsored health insurance coverage, companies such as Sears Holdings Corp. and Darden Restaurants Inc. are giving employees a fixed amount of money and allowing them to choose their own coverage based on their individual needs.
The approach, called defined contribution health insurance
As a result, insurers and benefits companies are rolling out online exchanges where workers can buy insurance coverage roughly similar to how they buy plane tickets on travel websites. The private sites are similar to the public online exchanges that will enable people to buy insurance starting late next year as part of President Barack Obama’s health care overhaul.
More employers send workers to find their own health insurance
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Every employer should do
Every employer should do that. Unfortunately, in Tennessee it's next to impossible to get an individual policy. The exchange will fix that.
Ding. Ding. Ding. Ding. You
Ding. Ding. Ding. Ding. You know, the FREE MARKET!
& more unintended, yet predicted, consequences...
(link...)
Maybe.
But you don't scrap a national health initiative simply because some employers are assholes.
It's not the initiative
It's the tax on medical devices. Those listed are the big boys. Start-ups initially unprofitable are affected as well.
The marketplace
Every company you've listed has had liability issues (as in poor design issues) with their products. Unless you can back up your numbers with corresponding numbers showing a real decline in demand for products of this nature, all you're really saying is that poorly run companies will eventually end up going out of business.
To which I say, "Duh."
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