A friend told me that in the past few weeks he has encountered two restaurants in town where he paid with a debit card and had the entire account number and expiration date printed on the receipt. His attorney provided him with a copy of TCA 47-18-126 which he presented to the cashier at the second establishment. The man was astonished and called his boss.
Oddly enough, the 'customer copy' met the requirement of the law. The cashier offered to keep that copy and give my friend the 'business copy.'
Title 47. Commercial Instruments and Transactions
Chapter 18. Consumer Protection
Part 1. Consumer Protection Act of 1977
§ 47-18-126. Printing of card number or expiration date on electronically printed receipt
(a) Except as otherwise provided in subsection (b), no person that accepts credit cards or debit cards for the transaction of business shall print or cause to be printed more than five (5) digits of the card number or the expiration date upon either the receipt retained by the merchant or the receipt provided to the cardholder at the point of the sale or transaction.
(b) This section shall apply only to receipts that are electronically printed, and shall not apply to transactions in which the sole means of recording a credit card or debit card account number is by handwriting or by an imprint or copy of the card.
(c) A violation of this section is an unfair and deceptive trade practice and punished as provided in this part.
(d)(1) Effective May 13, 2005, the provisions of this section shall apply to any cash register or other machine or device that electronically prints receipts for credit card or debit card transactions that was first put into use on or after January 1, 2005.
(2) Effective January 1, 2007, the provisions of this section shall apply to any cash register or other machine or device that electronically prints receipts for credit card or debit card transactions that was in use prior to January 1, 2005.
|
Topics:
|
19
vote
|
Shortcuts
Discussing:
- Bridge to nowhere (22 replies)
- Public meeting re. proposed West Town area homeless supportive housing (185 replies)
- West Knox site not suitable for homeless housing development (42 replies)
- Knoxville Retailers, Gone but not Forgotten (165 replies)
- GPS technology gone awry (17 replies)
- Fox News cites bogus survey claiming physicians oppose health care reform (1 reply)
- Forget the Dow, FedEx is the new economic barometer (2 replies)
- AP: Haslam job claims exaggerated (2 replies)
- Empowering neighborhoods to clean up neglected properties (1 reply)
- Sample ballots for May 4th county primary (4 replies)
- Is this Good Legislation? (8 replies)
- Mayor Ragsdale, Others Get Raises While Departments Slash Budgets? (38 replies)
Upcoming events:
- Mar 19 2010 - 12:00pm (11 hours 55 min from now)
- Mar 20 2010 - 12:00pm (1 day 11 hours from now)
- Mar 21 2010 - 12:00pm (2 days 11 hours from now)
- Mar 23 2010 - 7:00pm (4 days 18 hours from now)
- Mar 24 2010 - 8:00pm (5 days 19 hours from now)
- Mar 26 2010 - 5:00pm (1 week 16 hours from now)
- Apr 9 2010 - 8:00am (3 weeks 7 hours from now)
- Apr 9 2010 - 8:00am (3 weeks 7 hours from now)
User login
Navigation
Citizen Blog-O-Rama
- TVA Police no longer stationed on Swan Pond Circle Road (RoaneViews)
- Veteran's Clinic (RoaneViews)
- The next logical step to FOIA: POIA (Jack Lail)
- Bart Gordon a “Yes” on Health Care Reform (Liberadio(!))
- leaving them to starve (Domestic Psychology)
- A PR Disaster for the Farm Bureau (Liberadio(!))
- TN State Senator Andy Berke on Green Jobs: This is a Place Tennessee Can be First (Liberadio(!))
- Why I love My Congressman #1,295 (Left Wing Cracker)
- Susan is Right, Insurance Companies are Wrong (Liberadio(!))
- New England Journal of Medicine Says it Didn’t Publish or Produce Health Care “Survey” (Liberadio(!))
- Bruised (Newscoma)
- Another Tennessee Artist Gone (RoaneViews)
- The Kill Bill From the House (RoaneViews)
- Let this be a warning (Left Wing Cracker)
- Republicans Are Rubber, Democrats Are Glue (Southern Beale)
Local Media Yokels
- 10 Days Out March 19-21, 2010 (Randall Brown)
- Discounted Big Ears tickets offered to high school and college students (Randall Brown)
- Bill Bass and Jon Jefferson discuss their new book while hanging out at the Body Farm (Randall Brown)
- Downtown to Finally Get Its Own Grocery (Metro Pulse)
- Haslam Defends Jobs Claim (Metro Pulse)
- Well, this would be an image problem (Michael Silence)
- Legacy of a Knoxville modernist (Josh Flory)
- Groups Turn Up Pressure to Regulate Coal Ash (Metro Pulse)
- Mohney, Saddlebrook return BB&T's legal fire (Josh Flory)
- Holy Land Market FAIL (Metro Pulse)
- A honey of a listing (Josh Flory)
- A tenant for the Daylight Building (Josh Flory)
- Viva la grid! (Josh Flory)
- Thursday briefing (Josh Flory)
- You know you're in TN if... (Michael Silence)
Nashville Media Cats
- Volunteer Kickback?: State To Get New Medicaid Funds In Latest Health Reform Bill Revision (AC Kleinheider)
- TNGOP Blasts Gordon For Health Care Reform Flip (AC Kleinheider)
- The 200 (AC Kleinheider)
- Senator Vows To Block Nominations Of Health Reform Vote Switchers (AC Kleinheider)
- Obama Gives Thumbs Up To Immigration Reform (AC Kleinheider)
- Twitter Fight (AC Kleinheider)
- A Report On Smart Global Health Policy (AC Kleinheider)
- Howard Stern On Democrats (AC Kleinheider)
- Congressman On Congressmen (AC Kleinheider)
- Dunn Bill Called 'Road Map' to Firing Election Administrators (Tom Humphrey)
- Phil Williams Costs Two County Clerk Employees Money (AC Kleinheider)
- Sext It Up: You, Too, Can Get Hot and Heavy With Tiger Woods (Or at Least His Tigerbot) (Pith in the Wind)
- TNGOP Chair Gives Dems A Heads Up About State House Candidate (AC Kleinheider)
- A Horse’s Rump (AC Kleinheider)
- First Lady Promotes Child Advocacy Centers (Tom Humphrey)
Daily Rag
- Pedestrian bridge over Fort Loudoun Lake being bid (Knoxville News Sentinel)
- 230th Air Cavalry Squadron may return home earlier (Knoxville News Sentinel)
- Second Harvest seeking peanut butter donations (Knoxville News Sentinel)
- State briefs: March 19 (Knoxville News Sentinel)
- Later school start in Anderson County pondered (Knoxville News Sentinel)
- New rockslide shuts down road (Knoxville News Sentinel)
- Business leaders tout Haslam's bid for office (Knoxville News Sentinel)
- Business briefs: March 19 (Knoxville News Sentinel Business)
- BB&T-builder battle heated (Knoxville News Sentinel Business)
- TVA must get input on protecting dams (Knoxville News Sentinel Business)
Film at 11
- 1-230th National Guard families prepare for Sunday homecoming (WATE local)
- More proposed cuts for Knox County schools (WATE local)
- Over a million high chairs recalled after babies injured (WATE local)
- Hutchison files counter suit against bank (WATE local)
- Concerned citizens sound off about Knox County homelessness plan (WATE local)
- Vol-sectomies? Few East Tennesseans interested in joining trend (WBIR Local)
- Two Monroe deputies prepare for military duty (WBIR Local)
- Downtown Knoxville grocery store count goes from zero to three in a matter of months (WBIR Local)
- Top 5: Favorite Sports Bar, St. Patrick's Day photo contest (WBIR Local)
- Dooley pleased with first day of practice with Vols (WBIR Local)
- Senate delays vote on resolution to ban income tax (WVLT Local)
- Rockslide shuts down road in the Smokies (WVLT Local)
- Vols RB Bryce Brown not with the team (WVLT Local)
- Mergers account for half of Haslam 11K jobs claim (WVLT Local)
- Tenn. takes convicted killer's med. license for running pill ring (WVLT Local)
Wire Reports
- NTSB seeks better communications after NWA mishap (AP) (AP National News)
- Calif. bikers eyed in police building booby traps (AP) (AP National News)
- Obama drops Indonesia, Australia trip over health care (AFP) (AP Politics)
- Police: '99 percent sure' body is missing WA boy (AP) (AP National News)
- Amanpour: A surprise — and a risk (Politico) (AP Politics)
- Marine general to testify at Haditha hearing (AP) (AP National News)
- Retired gen. rips DADT repeal (Politico) (AP Politics)
- Arizona exec. eyes McCain challenge (Politico) (AP Politics)
- Dems steam toward Sunday vote (Politico) (AP Politics)
- Student aid linked to health care gets a trim (AP) (AP Politics)
- Cornhusker Kickback gets the boot in health bill (AP) (AP Politics)
- Obama backs "framework" to revamp immigration (Reuters) (AP Politics)
- Leprechaun holdup suspect linked to Santa robbery (AP) (AP National News)
- Retired general: Gays made Dutch weak in Bosnia (AP) (AP Politics)
- Fess Parker, TV's `Davy Crockett,' dies at 85 (AP) (AP National News)
- A symbol of the slave trade joins US and Cuba (AP) (AP Politics)
- Dems sweeten health bill, set showdown Sunday vote (AP) (AP Politics)
- Private drama plagues Oscar winner Sandra Bullock (AP) (AP National News)
- US rep: Pa. Jihad Jane terror suspect cooperated (AP) (AP National News)
- Child's body found during search for WA boy, mom (AP) (AP National News)
About KnoxViews
Search
Popular today
Popular this week
- How a puppy sees the world
- Bankruptcy: An expanding market that creates jobs
- Metro Pulse Best of Knoxville survey
- about earmarks, government spending and that towel over your head
- Second Saturday for Second Harvest Consumer Wine Education/Tasting Seminar
- Tennessee gun laws: Exporting gun violence
- Friday Bird Blogging
TN Progressive All-Stars
- BlountViews
- Crone Speaks
- Cup of Joe Powell
- Left Wing Cracker
- Liberadio(!)
- Newscoma
- OpenPen
- Pith in the Wind
- RoaneViews
- Sean Braisted
- Sharon Cobb
- Silence Isn't Golden
- Southern Beale
- Speak to Power
- TennViews
- Tiny Cat Pants
- TN Guerilla Women
- Vibinc
- WhitesCreek Journal
Nearby:
- AC Entertainment
- Ackermann Digital
- Blount Dems
- Carole Borges
- Craig Thomas
- Daily Pulse
- David Oatney
- Discover ET
- Domestic Psychology
- Dwight Van de Vate
- Ellen Smith
- Farragut West Knox Net
- Fletch
- Fort Sanders
- Frank Murphy
- Gene Patterson
- Home/Work
- Infomaniac
- Instapundit
- Jack Lail
- Jack McElroy
- Jim Stovall
- Jonathan Hickman
- Julie Patchouli
- Knox Blog Buzz
- Knox Dems
- Knox Trivia
- KnoxBlab
- Knoxify
- KnoxPatch
- Knoxvillager
- Last Home
- Left of the Dial
- Les Jones
- Long Pauses
- Lynn Point Records
- MamaPundit
- Michael Grider
- Michael Silence
- MoxCarm Blue Streak
- Mushy's Moochings
- Phyllis Patterson
- Pittman Properties
- Property Scope
- Randall Brown
- Reality Me
- Resonance
- Rikki Hall
- Rob Huddleston
- School Matters
- Shane Rhyne
- Snark Bites
- Stacey Campfield
- Suzy Trotta
- Tabloid Boy
- Team Swap
- Terry Frank
- Thirteen Letters
- TN Clean Water
- Tom Humphrey
- Tri Cities
- Wendy Pitts Reeves
- Yellow Dog
Beyond:
- 10,000 Monkeys
- AC Kleinheider
- Andy Axel
- BlogNetNews TN
- Chris Jackson
- Daily Docket
- Democracy for TN
- Democratic Talk Radio
- Enclave
- Ginger Snaps
- Just Wonderin'
- Lean Left
- Lynnster Zone
- Mark Brown
- Nashville is Talking
- NewsTechZilla
- Pesky Fly
- Planet Rye
- Quiet Life
- Smart City Memphis
- Southern Liberal Living
- Sugarfused
- TN 4th District
- TN Dems
- TN Ticket
- TN Trivia
- TN Women's Caucus
- Volunteer Report
- West TN Liberal
- Your Liberal Friends
- Bob Stepno
- Dope on the Slope
- Facing South
- Great Smoky
- GTTim
- Hillbilly Savants
- Lovable Liberal
- Newsrack
- Opinari
- Wandering Hillbilly
At large:
- Agonist
- Alterdestiny
- American Street
- Atrios
- Burnt Orange Report
- Buzzflash
- Carpetbagger Report
- College Dems
- Common Cause
- Crooks and Liars
- Daily Kos
- Democratic Strategist
- Democrats.org
- Digby's Hullabaloo
- DSCC
- Eccentricity
- Huffington Post
- Lefty Blogs
- Liberal Oasis
- Media Matters
- MyDD
- Open Secrets
- Pam's House Blend
- Political Wire
- Politico
- Progressive States
- Seeing the Forest
- Senate Guru
- Skippy the Bush Kangaroo
- Suburban Guerrilla
- Swing State Project
- Talk Left
- Talking Points Memo
- Think Progress
- Truthdig
Government:
- City of Knoxville
- Homeless Ten Year Plan
- Knox Co Commission
- Knox County
- Knox County Code
- Knoxville Code
- State of Tennessee
- TN Code Annotated
- TN General Assembly
- U.S. House
- U.S. Senate
- U.S. Thomas LoC
- UT CTAS
- UT MTAS




Thanks for bringing this up.
Thanks for bringing this up. I thought this was a Federal law. Personally, I would recommend to use Debit cards as little as possible. Debit cards are still too vulnerable and are not covered by the same rules as credit cards.
Not exactly...
Debit and Credit cards are actually governed by the same Visa/MC regulations when it comes to fraud and risk.
The only significant difference is the inherent risk the consumer may face because the debit card is attached to a demand account. A consumer typically discovers fraud on a credit card when they open their statement. The cardholder disputes the charge and the only thing they are out is the time to make the call and sign the dispute affidavit if one is required. On a debit card, the consumer discovers the fraud when they start bouncing checks because the balance of their demand account isn’t what they thought. The consumer will be given immediate credit for the fraud amount once it is reported but that doesn’t help them cure the problems associated with the bounced checks.
Same protection?
When did the law change? I've seen specials on TV about credit and debit cards and several have mentioned that debit cards are not cover by federal credit card protection laws.
Gas stations
Gas stations are notorious violators of this law. About 1 out of every 4 stations I encounter have the full CC # printed on them, although only a couple have also had the expiration date on them.
Post new comment