Thu
Oct 18 2007
08:01 am

The House is scheduled to vote on overriding Bush's veto of the State Children's Health Insurance Program today.

Contrary to GOP talking points, it's not "socialized medicine" for "people who can afford their own insurance." It's insurance (not health care) for people who make too much to qualify for Medicaid but not enough to fork over $12,000 per year for family health insurance. SCHIP premiums range from about $10 per month per child up to $450 per month per family depending on income and which state program.

Nonetheless, the Bush 30% dead-enders will likely block the veto override. Our Congressman, Rep. Jimmy Duncan, will be one of them.

Nearly 10 million children do not have health insurance. The bill would add $35 billion over five years to help cover some of them. That works out to $7 billion per year. The occupation of Iraq is costing us nearly $10 billion per month.

You can contact Rep. Duncan here.

bizgrrl's picture

Contact Rep. Duncan. DONE.

Contact Rep. Duncan. DONE.

Carole Borges's picture

Ditto

The email is sent. Thanks for the link.

D Mac's picture

Copy

I even invoked my "RN, BSN" part to give it that added umph... And expanded on those lines that are near and dear to nurses.

RedDog's picture

yep - I contacted Duncan to

yep - I contacted Duncan to encourage his support in stopping an over-ride. The bill was vetoed due to the huge expansion of the program over the existing program.

As written, the new bill would allow participation of "children" up to age 25 + their parents to be covered. I don't recall the exact number, but it also allows coverage up for those making something like 3 or 4 hundred percent over the poverty level. That is well over the median income of Americans. Why should I provide insurance for those making more than the median income?

PS - it was the GOP who passed the original SCHIP program

Sarge's picture

If one can provide monies

If one can provide monies for an unpopular war in Iraq, one should not object to help in providing insurance for some of their fellow Americans.

Average Guy's picture

Both

Where do I go if I object to both?

Andy Axel's picture

Google "limbaugh schip

Google "limbaugh schip poverty" and you find...

Limbaugh said that SCHIP would actually cover "children" up to the age of 25. His argument was that covering everyone making approximately $80,000 a year (400% of the federal poverty level) up to their 25th birthday would amount to socialized health insurance. I don't have a copy of the bill to verify this, is there any truth to that statement?

RedDog's "research," ladies & gents. What a shock.

____________________________

"Respect mah authoritah!" - Fred Cartman Thompson

Carole Borges's picture

Poverty level stats

As defined by the Office of Management and Budget and updated for inflation using the Consumer Price Index, the weighted average poverty threshold for a family of four in 2006 was $20,614; for a family of three, $16,079; for a family of two, $13,167; and for unrelated individuals, $10,294. (link...)

A family making $80, 000 falls in the range of poverty in some states.

Amazing, huh?

It just shows how high our cost of living has risen recently, and begs the question--Just how great iS our economy doing? Poverty is no longer determined by the fact that you are making good money.

Some incentive to work hard huh?

In 2006, the South continued to have the highest poverty rate at 13.8 percent. The other three regions had poverty rates that were not statistically different from one another: 11.5 percent in the Northeast, 11.2 percent in the Midwest and 11.6 percent in the West.

Real median household income of white households rose 1.1 percent between 2005 and 2006 (from $50,100 to $50,700), the first real increase in annual household income for this group since 1999. Asian households had the highest median income at $64,200, followed by non-Hispanic white ($52,400), Hispanic ($37,800) and black ($32,000) households. Income levels remained statistically unchanged between 2005 and 2006 for each of these groups.

The number of uninsured children increased from 8 million (10.9 percent) in 2005 to 8.7 million (11.7 percent) in 2006.

RedDog's picture

In typical fashion, Mr Axel

In typical fashion, Mr Axel shoots down the message if he doesn't like the source.

However, in this case he missed. My information is not from Rush Limbaugh. I rarely listen to him. I am today, but still rarely. During his time slot I usually listen to Jim Rome.

PS - another item included in the new measure is a provision to provide coverage to illegal aliens.

Additionally, studies have projected that for every new child that enters the program, 1 child will be leaving a private insurance program. Now how can that be considered a positive?

The president has asked for a measure that helps the poor first - 95% of the poor children must be enrolled before states have the option to expand the program to adults.

Oh - how many new smokers are we going to need in order to fund the measure with new federal tobacco taxes?

SHarris's picture

My private health insurance covers my children up to age 25

as long as they are in school and unmarried, otherwise coverage ends at age 24 if they are unmarried. If private insurers consider 25-year olds to be "children" why shouldn't SCHIP?

Stormare Mackee's picture

Tip for SCHIP

[sarcasm]
Here's a tip for parents whose kids will lose SCHIP coverage: Have your kids taken into state custody! In foster care, the state will pay 100% of their medical expenses, including dental, psychiatric and prescription drugs, regardless of your income. Or have your kids adopted by a stranger; the Federal adoption subsidy often includes Medicare coverage until they turn 18. You too can beat the system!
[/sarcasm]

Up Goose Creek's picture

Great idea!

And we can take in each other's washing to keep the economy humming along.

____________________________________
Less is the new More - Karrie Jacobs

redmondkr's picture

It just shows how high our

It just shows how high our cost of living has risen recently.

Bought a gallon of milk lately? Or a loaf of bread?

I refused to pay $4 a gallon, now I see it's up to $5.28 in some stores. Wheat prices are up some 50% due to the drought, so now bread is also at a premium. Can you raise a kid without bread or milk?

But Mr. Bush's SCHIP veto makes perfect sense doesn't it? Throw the kids under the bus and take the money saved, shrink wrap it to a pallet, and fly it to vietnam Iraq.


Visit us at

Wearybottom Associates

RedDog's picture

It's Over

contact Congress and ask them to come up with something that makes sense -

The veto override fails, falls short of two-thirds majority, 273-156.

Andy Axel's picture

If your child is diagnosed

If your child is diagnosed with leukemia, and you have no insurance, you should be forced into bankruptcy! It's the American way.

It's that damn child's fault for being born and getting sick.

More "fourth trimester" issues for the pro-lifers to ponder.

____________________________

"Respect mah authoritah!" - Fred Cartman Thompson

Average Guy's picture

Take ownership of everything - but take nothing

Does never occur to anyone that a responsible society would not produce children it can't afford? If people really assesed the situation this way, you could bet people would be much more inclined to cut back the powers (cost) of government so they could keep their own money.., for the children.

A free market is the answer, not "help" from the government.

Average Guy's picture

Back in the day

empirical evidence: try the USA before 1913

It works like this:
I have a product or a service you would like, I set a price, and you decide whether or not it's worth it. If you like it - you buy it. And I think all this can be done without the governments help.

And before you say kids don't have a choice, I'll repeat don't have them if you can't afford them. The stork isn't dropping them from the sky you know.

Carole Borges's picture

As yes eliminate children

I take it you are for birth control then and abortion? Good for you! Accidents do happen you know.

China has a good Republican-type answer to the problem. Fine people or jail them if they have more than the government quota of children. Better yet sterilize anyone who doesn't meet certain standards before they can reproduce. A lot of "average" people actually propose these things.

Poor souls...

Average Guy's picture

Read Freakonomics

I take it you are for birth control then and abortion? Good for you! Accidents do happen you know.

Yes and Yes. Some people have sex because they enjoy it. When a women who has done invetro with hormones has 7 babies, whose accident is that?

China has a good Republican-type answer to the problem.

Your right. The GOP is like China in that they want total control over their people. But China is allowing light free market activity, they may be getting ahead of us.

Fine people or jail them if they have more than the government quota of children. Better yet sterilize anyone who doesn't meet certain standards before they can reproduce. A lot of "average" people actually propose these things.

I think people should be free to do whatever they want. But if someone who can't feed herself has 4 babies - whose problem is that? I know it's callous, but I don't see any PETA members with a yard full of cows. Those who offer up other peoples money for correcting bad decisions, should know some people go out of their way not to try an make them and are tired of paying for those that do.

Average Guy's picture

You don't know me

No. It can't. Without government, I can merely pull a pistol on you and take from you

If I'm packing and beat you on the draw, I win this arguement.

Sven's picture

would not produce children

would not produce children it can't afford?

Eh? This society can "afford" all the children it produces.

It just prefers to spend the money killing other societies' children.

Average Guy's picture

No doubt

No arguement here. Another pre 1913 issue. Wars are a good source of revenue, if killing is your business. The top 3 Dems want to stay in the Middle East. Who you voting for?

RedDog's picture

A Day in the Life of Speaker Pelosi.

You had us, Nancy. You absolutely had us.

Your Party had gotten a bloated S-CHIP bill through the Senate with a veto-proof majority, and within spitting distance of one in the House. You had bipartisan support - reluctant support (they didn't like the bloat), but support nonetheless - and a favorable media presence. You knew that President Bush was going to veto the bill, but it wouldn't matter. All you had to do was get it overridden and hey presto! You'd have scored your first personal win against the President and the GOP. Simple. Straightforward. Arranging this sort of thing is what competent Speakers of the House do.

And you flubbed it. Which means that President George W Bush beat you.

Again.

Read on.

(link...)

Carole Borges's picture

This was only won battle

The war for fairness has barely begun. Wait until Novemeber 2008. The clowns will be packing up and leaving town and the calliope will be playing the Star Spangled Banner. I can hardly wait to dance in the streets.

Average Guy's picture

Wait until...

Heard that before. Elect Hillary and the clowns aren't going anywhere.

Andy Axel's picture

Bongwater Utopia

empirical evidence: try the USA before 1913

The 16th Amendment broke the free market?

Yuh huh.

____________________________

"Respect mah authoritah!" - Fred Cartman Thompson

Average Guy's picture

You have the South Park quote

You must be the kind of guy who charges sales tax at a garage sale. Have all the states ratified the 16th amendment?

Do you hear yourself arguing to give a government you know is stealing money from you more money?

Andy Axel's picture

USA Free Market Pre-1913: *

USA Free Market Pre-1913:

* Unsafe workplaces.
* No minimum wage.
* Child labor (not to mention slave labor and indenture)
* Unsafe food.
* No 40-hour work-week; no overtime.
* Debtor's prison (Georgia was intended to be the USA debtor's resettlement)
* Caste law

____________________________

"Respect mah authoritah!" - Fred Cartman Thompson

Average Guy's picture

Good explanation for unions, how bout the question

Ah! You have figured out the real reasons unions came to be. The reasons they exist today are not the reasons they got started. You think you need to ask permission to organize?

POWER TO THE PEOPLE...., if that's OK with you folks in DC.

Have all the states ratified the 16th amendment?

Average Guy's picture

A little self reliance please

Why don't you answer this question: Have all the states ratified the 16th amendment?

Does being a Dem mean one has to beg for inalienable rights?

Andy Axel's picture

Does being a Dem mean one

Does being a Dem mean one has to beg for inalienable rights?

No right is inalienable. There's this thing called "due process" that supercedes every right you might claim.

____________________________

"Respect mah authoritah!" - Fred Cartman Thompson

Average Guy's picture

Lets review

The Fifth Amendment to the United States Constitution says: "No person shall be ... deprived of life, liberty, or property, without due process of law ...."

What happens when those in government ignore the Constitution? The bigger government gets, the more ignores our founders.

Andy Axel's picture

What happens when those in

What happens when those in government ignore the Constitution? The bigger government gets, the more ignores our founders.

Our founders envisioned the Constitution as a living document to be rewritten. See: Constitutional Convention.

Jefferson thought that there should be a CC about every seven and a half Presidential terms.

____________________________

"Respect mah authoritah!" - Fred Cartman Thompson

InsuranceAgent's picture

CoverTN

I guess no one around here heard of this new thing to Tennessee. The average family of four can be covered easily for under 4 grand a year, yet the government will spend how much for every child under SCHIP? It is truly amazing how many fools live amoungst us!

Insurance Agent

Bbeanster's picture

Granted, I'm getting a bit

Granted, I'm getting a bit long in the tooth, which obviously drives up the cost, but Blue Cross has just notified me that my insurance is going up to $345 a month (that's $4,140 a year) just for ME. I've been severely injured in two head-on collisions (neither of which was my fault) and given birth twice, but have never been hospitalized for an illness in my whole life (knock on wood). I've had this insurance for six years and never filed a single claim.

I do have an extremely high deductible ($2,500).

Where does a family of four go to get insurance for $4,000 annually?

Carole Borges's picture

Same here Beanster

I've never seen a doctor more than once every five or six years, mostly due to lack of insurance, but I just haven't (tap, tap) gotten sick either. Now that I have insurance, they keep making me come back every few months. I have an insurance broker at Senior Health Specialists here in Knoxville that found me a pretty good deal with United Health Care. So far it's been good. I did have to pay a little for a minor operation I had, but my premiums are ultra-low. The co-pays also recently went down! I found that amazing. I can see a specialist without a referral, too. No primary-care doctor, which I like. His name is Fred Clinard. He's at 865-671-0890. I am of course going on the assumption that I am a person who seldom gets sick.

It seems to me, no matter how high a premium you pay, if you ever get really sick you can still get screwed.

Ain't old age fun!

InsuranceAgent's picture

82cMX4kMyJ

Submitted by Bbeanster on Fri, 2007/10/19 - 7:23am.

Granted, I'm getting a bit long in the tooth, which obviously drives up the cost, but Blue Cross has just notified me that my insurance is going up to $345 a month (that's $4,140 a year) just for ME. I've been severely injured in two head-on collisions (neither of which was my fault) and given birth twice, but have never been hospitalized for an illness in my whole life (knock on wood). I've had this insurance for six years and never filed a single claim.

I do have an extremely high deductible ($2,500).

Where does a family of four go to get insurance for $4,000 annually?

Wow, you need to sit down with your Insurance Agent and do some research. Usually Assurant (while they have the best contract "One Deductible") tend too run high but Blue Cross will usually always beat them in premium price within three years of coverage via them, as in premium increases! You also have GR or UHC that tends to run the best premiums, esp. if having a child isn't in the picture, if so you'll want to check out Aetna. Yet whatever you do, check out the policy, dollar for dollar and cover expenses should be easily beat on the numbers that you suggest that you are paying, of course I don't know your age or other considerations as Weight, Hieght, Smoking, Pre-existing Conditions. I do suggest that you go see a Health Agent that has at least 3 years in the biz.

Now if you can get qualified for CoverTN via employment then by all means do it! Great deal, but keep in mind it is a Mini Med and will top out at 25 grand per any year. So outside of that I would suggest looking into a One Deductible (HSA) with premiums up to 10 grand, if the HSA isn't important to you go with a 20 grand deductible really making the policy cheap! I imagine your premium cost would be reduced by at least 50% but I'm guessing since I don't kow you or pertinent information.

Nelle's picture

I wouldn't do it, Beanster

After all, IA doesn't even "kow" you ...

bizgrrl's picture

Where does a family of four

Where does a family of four go to get insurance for $4,000 annually?

Yes, I would like to know this as well. And, how good is the insurance?

InsuranceAgent's picture

Where does a family of


Where does a family of four

Submitted by bizgrrl on Fri, 2007/10/19 - 8:41am.

Where does a family of four go to get insurance for $4,000 annually?

Yes, I would like to know this as well. And, how good is the insurance?

Go to Ehealth and run quotes.

It isn't really that hard. While I'm not a big fan of Ehealth and their practices but these are common rates. All depending upon what you need will dictate cost.

Andy Axel's picture

Insurance Agent is talking

Insurance Agent is talking about CoverTN.

____________________________

"Respect mah authoritah!" - Fred Cartman Thompson

InsuranceAgent's picture

A 35 year old male and his

A 35 year old male and his 33 year old wife with two children under 18, don't smoke and in good physical shape can get the "One Deductible" with a 5 grand ded. for $352.15 per month. This is the best HSA out there, and also likely the most expensive but the rates tend to be staple compared to BC, Aetna or UHC. Or around 4,200 yearly, yet I can beat that price with several companies at a reduce price, I use it because it is about the highest price plan per benefits.

Oh, by the way, the HSA is always cheaper then traditional or PPO, that is if you use it a lot or don't use it!

bizgrrl's picture

$5,000 is a pretty high

$5,000 is a pretty high deductible for most families of 4. If healthcare was needed throughout the year that would add and additional $400/month for a total of approximately $750/month. Try again.

R. Neal's picture

If healthcare was needed

If healthcare was needed throughout the year that would add and additional $400/month for a total of approximately $750/month.

It's not a problem. A family who actually needed the $5000 per year for health care would not be able to purchase the policy because the insurance companies wouldn't cover them.

The insurance companies would prefer those people to spend on health care until they're bankrupt so they can be culled out of the profit system and onto Medicaid.

HR676 is the solution.

D Mac's picture

Pre-existing clauses

And if they insurance company does accept you they have stiff pre-existing clauses, many up to a year. So you pay the $400-750/month and do not get coverage for the specific illness you got the insurance for in the first place. Such as kidney stones, diabetes, high blood pressure, any myriad of "female problems". And the insurance companies are sneaky about this clause. They will get medical records for years back from all your healthcare providers and find that in 1995 you had bronchitis. So this case of bronchitis this year is just a part of a "chronic" or past condition, sorry- not covered. Or if you should be pregnant and the conception date is close to the date you signed on, sorry- no coverage (for you or the baby!).

I think IA is just here to sell insurance. Trolling for customers?

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